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$2,895,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 4 Full Baths
  • 3 Car Garage
  • Updated 4 days ago
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This stunning Waterfront home in the sought-after gated community of Harbor Oaks has it all. Enjoy the quiet cove sitting on your covered dock with boat lift. Beautifully updated with spacious open floor plan includes a private main-level primary suite, guest accommodations on every level and exceptional indoor and outdoor living spaces. Completely remodeled bathrooms, brand-new appliances in both kitchens, California closets in the primary suite and pantry, a new house generator, custom shutters, fresh main-level flooring and a private hot tub area with an operable roof perfect for stargazing. Split bedroom plan with private primary on main level with seating area and direct access to the recessed hot tub. Open floor plan with great room, cozy keeping room, huge kitchen island, formal and informal dining spaces. The upper level features a bonus room with a guest suite. The lower level has abundant storage, large workshop with outside access, spacious family room, full beautiful kitchen, kitchen island, room for a pool table, seating area, guest bedroom with bath. This home has many outdoor areas to enjoy, screened porch with fireplace, lower-level patio, outdoor kitchen, outdoor fireplace, covered seating area at the dock and front porch. Plus, fresh interior and exterior paint throughout.

Full Property Details for 4412 Lake Forest Road

General

  • Price: $2,895,000
  • HOA FEE: $113/month
  • HOA FEE FREQ.: Annually
  • Status: Active
  • Type: Single Family
  • Source: Charlotte_Regional_Realtor_Association
  • MLS ID: 4404304
  • Updated: 7/25/2026
  • Added to Site: 6 day(s) ago

Interior

  • Interior Features: Attic Other, Attic Walk In, Breakfast Bar, Built-in Features, Cable Prewire, Central Vacuum, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Split Bedroom, Storage, Walk-In Closet(s), Walk-In Pantry
  • Fireplace: Yes
  • Fireplace(s): Gas Log, Great Room, Keeping Room, Outside, Propane, Gas Log, Great Room, Keeping Room, Outside, Propane
  • Appliances: Dishwasher, Disposal, Double Oven, Exhaust Hood, Gas Cooktop, Microwave, Refrigerator with Ice Maker, Tankless Water Heater, Wine Refrigerator

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 4
  • Upper - Full Baths: 1
  • Main - Full Baths: 2
  • Basement Baths: 1

Bedrooms

  • Total Bedrooms: 4
  • Bedrooms-B: 1
  • Bedrooms Main & Up: 3

Other Rooms

  • Laundry: Gas Dryer Hookup, Laundry Room, Main Level

Additional Information

  • Equipment: Fuel Tank - Leased

Exterior

  • Exterior Features: Fire Pit, Dock - Floating, Hot Tub, Outdoor Kitchen

Parking

  • Garage: Yes
  • Garage Description: 973 Sq. Ft.
  • Garage Spaces: 3
  • Parking Features: Driveway, Attached Garage

Location

  • County: Lincoln
  • Subdivision: Harbor Oaks

School Information

  • Elementary School: Rock Springs
  • Middle School: North Lincoln
  • High School: North Lincoln

Community

  • Assoc. Name: Harbor Oaks Homeowners Assoc.

Heating & Cooling

  • Cooling Type: Ceiling Fan(s), Central Air
  • Heating Type: Central, Forced Air, Propane

Utilities

  • Sewer: Septic Installed
  • Water: City
  • Utility Description: Propane

Structural Information

  • Construction: Site Built
  • Exterior Const.: Hardboard Siding, Stone Veneer
  • Basement: Yes
  • Basement Desc.: Basement Shop, Daylight, Finished, Interior Entry, Storage Space, Walk-Out Access
  • Roof: Architectural Shingle
  • Upper: 1,055 Sq. Ft.
  • Main/1st Level: 2,602 Sq. Ft.
  • Year Built: 2010

Lot Features

  • Street/Road Desc.: Concrete, Paved
  • Lot Features: Cul-De-Sac, Wooded, Views, Waterfront
  • Fencing (Description): Back Yard

Water Features

  • Water Front Name: Lake Norman

Financial Considerations

  • Association Fee: $1,350
  • Assoc Fee Freq.: Annually
  • Terms: Cash, Conventional, FHA, VA Loan

Disclosures and Reports

  • Property ID: 85301
  • Lot Number: 3184-478

Listed by NorthGroup Real Estate LLC

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Listing agents

— 4412 Lake Forest Road —

  • NorthGroup Real Estate LLC

  • NorthGroup Real Estate LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 4412 Lake Forest Road

School District:Lincoln County Schools
NameGradesDistance
Rock Springs Elementary
3633 Hwy 16 N, Denver, NC 28037
PK-51.6 mi
North Lincoln Middle
1503 Amity Church Road, Denver, NC 28037
6-87.1 mi
North Lincoln High School
2737 Lee Lawing Road, Lincolnton, NC 28092
9-126.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 4412 Lake Forest Road Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/24/2026
Listed
$2,895,000
93%
MLS
7/28/2022
Sold
$1,500,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 4412 Lake Forest Road

Year
Property Taxes
Change
Tax Assessment
Change
2025
$8,807
1%
$1,432,615
—
2024
$8,759
4%
$1,432,615
4%
2023
$8,426
23%
$1,377,523
52%
2022
$6,846
1%
$906,638
—
2021
$6,793
3%
$906,638
—
2019
$6,615
2%
$906,638
—
2019
$6,473
15%
$906,638
17%
2018
$5,612
—
$773,065
—
2017
$5,612
—
$773,065
—
2016
$5,593
—
$773,065
—
2015
$5,593
10%
$773,065
8%
2014
$5,063
—
$715,280
—
2013
$5,063
—
$715,280
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by NorthGroup Real Estate LLC

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4412 Lake Forest Road, Denver, NC 28037 (MLS# 4404304) is a Single Family property with 4 bedrooms and 4 full bathrooms. 4412 Lake Forest Road is currently listed for $2,895,000 and was received on July 24, 2026. Want to learn more about 4412 Lake Forest Road? Do you have questions about finding other Single Family real estate for sale in Denver? You can browse all Denver real estate or contact a Coldwell Banker agent to request more information.

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