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$969,000
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Property Description
Welcome to this beautifully appointed custom 4-bedroom, 3.5-bath home in the gated Harbor Oaks community of Denver. From the welcoming front porch to the thoughtfully designed interior and outdoor living spaces, this home offers an exceptional blend of comfort, style, and functionality. The main level immediately impresses with 9-foot ceilings and 8-foot doors, creating an open, elevated feel throughout. A dedicated office, convenient mudroom/drop zone, and spacious gathering areas make the floor plan as functional as it is inviting. At the heart of the home is a beautifully designed kitchen featuring an oversized island with seating for five, quartz countertops, stylish backsplash, walk-in pantry, and stainless GE appliance package, including a gas cooktop, wall oven, microwave, hood, dishwasher, and refrigerator. Beautiful wood floors, abundant natural light, generous windows, and crown molding add warmth and character throughout the main living areas. The spacious dining area flows seamlessly into the family room, where a gas fireplace creates a welcoming focal point. Just beyond, the screened porch provides the perfect setting for morning coffee, relaxing evenings, or entertaining guests, with convenient access to the backyard. The main-level primary suite is a private retreat featuring a luxurious bath with quartz countertops, double vanity, tiled walk-in shower, and soaking tub. The spacious walk-in closet connects directly to the laundry room, adding an extra layer of everyday convenience. A wood staircase leads upstairs to a spacious carpeted loft that can serve as a media room, playroom, or additional flex space. Three additional bedrooms and two full baths provide plenty of room for family and guests, while a walk-in attic offers valuable extra storage. Outdoor living is equally impressive, with an additional patio, hot tub, and grassy yard offering plenty of room to entertain, relax, or play. The backyard also offers potential for a future pool, while an additional parking pad provides extra space for guests. Thoughtful upgrades continue throughout the property with a whole-home water filtration system, UV air purification system, and Generac whole-home generator, providing added comfort, convenience, and peace of mind. Located in Denver's beautiful, gated Harbor Oaks community, this exceptional home combines custom details, versatile living spaces, elevated finishes, and fantastic indoor-outdoor living. This is a home designed to be enjoyed every day.
Full Property Details
Full Property Details for 6340 Harbor Oaks Drive
General
- Price: $969,000
- HOA FEE: $113/month
- HOA FEE FREQ.: Annually
- Status: Active
- Type: Single Family
- Source: Charlotte_Regional_Realtor_Association
- MLS ID: 4429825
- Updated: 10/14/2026
- Added to Site: 26 day(s) ago
Interior
- Interior Features: Hot Tub, Kitchen Island, Open Floorplan, Walk-In Closet(s), Walk-In Pantry
- Fireplace: Yes
- Fireplace(s): Gas Log, Gas Log
- Appliances: Dishwasher, Disposal, Electric Oven, Exhaust Fan, Exhaust Hood, Gas Cooktop, Microwave, Refrigerator, Wall Oven
- Flooring: Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
- Upper - Full Baths: 2
- Main - Full Baths: 1
- Main - 1/2 Baths: 1
Bedrooms
- Total Bedrooms: 4
- Bedrooms Upper: 3
- Bedrooms Main & Up: 1
Other Rooms
- Laundry: Electric Dryer Hookup, Main Level
Additional Information
- Shared Amenities: Cabana, Gated, Street Lights
- Equipment: Generator
Exterior
- Exterior Features: Hot Tub
Parking
- Garage: Yes
- Garage Description: 857 Sq. Ft.
- Garage Spaces: 3
- Parking Features: Driveway, Attached Garage
Location
- County: Lincoln
- Subdivision: Harbor Oaks
School Information
- Elementary School: Rock Springs
- Middle School: North Lincoln
- High School: North Lincoln
Community
- Assoc. Name: Harbor Oaks
Heating & Cooling
- Cooling Type: Ceiling Fan(s), Heat Pump
- Heating Type: Heat Pump
Utilities
- Sewer: Septic Installed
- Water: City
- Utility Description: Propane, Underground Power Lines
Structural Information
- Construction: Site Built
- Exterior Const.: Stone, Wood
- Roof: Fiberglass
- Upper: 1,393 Sq. Ft.
- Main/1st Level: 2,190 Sq. Ft.
- Year Built: 2021
Manufactured Home
- Land Included: Yes
Lot Features
- Street/Road Desc.: Concrete, Paved
Financial Considerations
- Association Fee: $1,350
- Assoc Fee Freq.: Annually
- Terms: Cash, Conventional, VA Loan
Disclosures and Reports
- Property ID: 86799
- Lot Number: 3074-642
Listed by Redfin Corporation
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Schools
Schools serving 6340 Harbor Oaks Drive
School District:Lincoln County Schools
| Name | Grades | Distance |
|---|---|---|
Rock Springs Elementary 3633 Hwy 16 N, Denver, NC 28037 | PK-5 | 1.4 mi |
North Lincoln Middle 1503 Amity Church Road, Denver, NC 28037 | 6-8 | 6.8 mi |
North Lincoln High School 2737 Lee Lawing Road, Lincolnton, NC 28092 | 9-12 | 6.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 6340 Harbor Oaks Drive
Date
Details
Price
Change
Source
10/01/2026
Listed
$969,000
50.82%
MLS
8/09/2021
Sold
$642,500
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 6340 Harbor Oaks Drive
Year
Property Taxes
Change
Tax Assessment
Change
2026
$4,804
1%
$766,026
—
2025
$4,774
1%
$766,026
—
2024
$4,739
—
$766,026
—
2023
$4,739
20%
$766,026
45%
2022
$3,948
573%
$527,846
547%
2021
$587
3%
$81,592
—
2019
$571
-2%
$81,592
—
2019
$583
5%
$81,592
7%
2018
$554
—
$76,344
—
2017
$554
—
$76,344
—
2016
$552
—
$76,344
—
2015
$552
37%
$76,344
34%
2014
$403
—
$56,904
—
2013
$403
—
$56,904
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 6340 Harbor Oaks Drive
6340 Harbor Oaks Drive, Denver, NC 28037 (MLS# 4429825) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 6340 Harbor Oaks Drive is currently listed for $969,000 and was received on October 01, 2026. Want to learn more about 6340 Harbor Oaks Drive? Do you have questions about finding other Single Family real estate for sale in Denver? You can browse all Denver real estate or contact a Coldwell Banker agent to request more information.

