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$797,000

  • Sold
  • Closed
  • Single Family
  • 5 Beds
  • 4 Full Baths
  • 1 Partial Bath
  • 3 Car Garage
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Multiple offers received Welcome to 5404 Cotton Top Court, where peaceful country living meets exceptional space, flexibility, and comfort. Situated on 1.569 acres in the sought-after Waxhaw countryside, this recently appraised residence offers an opportunity to enjoy a property designed for the way people live today. Priced below its recent appraised value, this home presents a unique opportunity for instant equity while delivering luxury, space, and versatility. A long private drive and three-car garage create an impressive arrival experience, while the thoughtfully designed interior provides room for everyday living, entertaining, and hosting guests. The formal dining room is ready for memorable gatherings, and the private main-level office with a full bath offers flexibility for a variety of lifestyle needs. At the center of the home, expansive living spaces connect seamlessly, creating an inviting environment for both large celebrations and quiet evenings at home. Natural flow leads outdoors to a backyard retreat featuring a recently relined pool and rebuilt deck, offering the perfect setting for summer afternoons, weekend cookouts, or relaxing under the Carolina sky. Upstairs, spacious bedrooms and a versatile loft provide additional room to spread out, work, play, or unwind. The fully finished lower level offers a private apartment-style living area that creates opportunities for extended guest stays, income-producing potential, additional flexible recreational living space, or extended living. Designed with both comfort and practicality in mind, the property also features dual septic systems, a private well with a water softener, a new outdoor condenser installed in 2026, and newer basement carpeting. Offering approximately 5,495 square feet across three levels, this home delivers the rare combination of privacy, versatility, and everyday convenience. Whether you're seeking room to grow, space to entertain, or a peaceful retreat from the pace of city life, 5404 Cotton Top Court provides a setting where lasting memories are ready to be made-all while benefiting from the confidence of purchasing WELL below appraised value - gaining instant equity as soon as you move in!

Full Property Details for 5404 Cotton Top Ct

General

  • Sold For: $797,000
  • HOA FEE: $40/month
  • HOA FEE FREQ.: Annually
  • Status: Closed
  • Type: Single Family
  • Source: Charlotte_Regional_Realtor_Association
  • MLS ID: 4368521
  • Added to Site: 186 day(s) ago

Interior

  • Interior Features: Attic Other, Breakfast Bar, Cable Prewire, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Split Bedroom, Walk-In Closet(s), Walk-In Pantry
  • Appliances: Dishwasher, Disposal, Electric Oven, Ice Maker, Microwave, Plumbed For Ice Maker
  • Flooring: Carpet, Linoleum

Rooms

Bathrooms

  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Upper - Full Baths: 2
  • Main - Full Baths: 1
  • Main - 1/2 Baths: 1
  • Basement Baths: 1

Bedrooms

  • Total Bedrooms: 5
  • Bedrooms-B: 1
  • Bedrooms Upper: 4

Other Rooms

  • Laundry: Electric Dryer Hookup, Laundry Room, Lower Level, Sink, Upper Level, Washer Hookup

Additional Information

  • Shared Amenities: Street Lights, Other
  • Equipment: Surround Sound

Exterior

  • Exterior Features: Fire Pit, In-Ground Irrigation

Parking

  • Garage: Yes
  • Garage Description: 662 Sq. Ft.
  • Garage Spaces: 3
  • Parking Features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Front, Garage Faces Side, Keypad Entry, Parking Space(s)

Location

  • County: Union
  • Subdivision: Houston Ridge
  • Driving Directions: Fron I-485 take exit 57 NC-16 S/Providence Rd and NC-84 E go toward Waxhaw. Drive 2.6 miles to Hwy 16. Turn L onto Hwy 16. Go 4.1 miles turn L onto Hwy 84. Turn R onto Waxhaw Indian Trail Rd S. Go through the Traffic Cir 2.2miles. Turn L onto Shannon Rd go 1.1 miles. Turn L onto Pleasant Grove for 1.1 miles. Turn R onto Labelle Dr. Turn R onto Cotton Top Ct. Home is in the cul-de-sac

Community

  • Assoc. Name: Cedar Management

Heating & Cooling

  • Cooling Type: Central Air, Electric
  • Heating Type: Central, Forced Air, Natural Gas

Utilities

  • Sewer: Septic Installed
  • Water: Well
  • Utility Description: Cable Available, Electricity Connected, Natural Gas, Underground Utilities

Structural Information

  • Architectural Style: Traditional
  • Builder: True Homes
  • Model: Winslow
  • Construction Status: Completed
  • Construction: Site Built
  • Exterior Const.: Fiber Cement
  • Basement: Yes
  • Basement Desc.: Apartment, Exterior Entry, Finished, Walk-Out Access, Walk-Up Access
  • Roof: Architectural Shingle
  • Upper: 2,055 Sq. Ft.
  • Main/1st Level: 1,720 Sq. Ft.
  • Year Built: 2011

Lot Features

  • Lot Dimensions: 112 x 107 x 48 x 362 x 313 x 313
  • Street/Road Desc.: Concrete, Paved
  • Lot Features: Cul-De-Sac, Level
  • Rcmdd Zoning: AJ2
  • Fencing (Description): Back Yard

Financial Considerations

  • Association Fee: $480
  • Assoc Fee Freq.: Annually
  • Terms: Cash, Conventional

Disclosures and Reports

  • Restrictions: Architectural Review, Building, Deed, Manufactured Home Not Allowed, Modular Not Allowed, Square Feet, Subdivision
  • Property ID: 06-057-204
  • Lot Number: 5507-336

Meet the listing agents

Meet the listing agents
— 5404 Cotton Top Ct —

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 5404 Cotton Top Ct

School District:Union County Public Schools
NameGradesDistance
Western Union Elementary School
4111 Western Union School Road, Waxhaw, NC 28173
K-51.8 mi
Parkwood Middle School
3219 Parkwood School Road, Monroe, NC 28112
6-84.9 mi
Parkwood High School
3220 Parkwood School Road, Monroe, NC 28112
9-124.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 5404 Cotton Top Ct

Date
Details
Price
Change
Source
9/11/2026
Sold
$797,000
—
MLS
8/01/2026
Price Reduced
$797,012
-8.91%
MLS
7/01/2026
Price Reduced
$874,999
-2.78%
MLS
6/13/2026
Price Reduced
$899,999
-5.26%
MLS
5/08/2026
Price Reduced
$950,000
-4.52%
MLS
4/29/2026
Price Reduced
$995,000
-0.5%
MLS
4/17/2026
Listed
$1,000,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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5404 Cotton Top Court, Waxhaw, NC 28173 (MLS# 4368521) is a Single Family property that was sold at $797,000 on September 11, 2026. This property was listed by Dee Brummett from our Ballantyne Office.Want to learn more about 5404 Cotton Top Court? Do you have questions about finding other Single Family real estate for sale in Waxhaw? You can browse all Waxhaw real estate or contact a Coldwell Banker agent to request more information.