Date
Details
Price
Change
Source
9/03/2026
Listed
$1,600,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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1/20
$1,600,000 Just Listed
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1/20
Property Description
A rare second chance to own in the heart of Watch Hill! This beautifully maintained two-bedroom, two-bath condominium combines an exceptional village location with direct harbor views. From the private deck, watch the boats come and go, savor morning coffee by the water, or unwind with cocktails as the cannon announces the sunset. Bright and inviting, the 924-square-foot residence offers a thoughtfully designed layout with two comfortable bedrooms, two full baths including a primary en suite a full kitchen, wet bar area, washer/dryer, central air conditioning, and living spaces positioned to showcase the view. Just outside your door, stroll to Napatree Point and East Beach; explore the shops, galleries and restaurants along Bay Street; ride the historic Flying Horse Carousel; or enjoy a lobster boil at the Ocean House. Few properties place the best of Watch Hill within such easy reach. Ideal as a summer getaway, year-round retreat, or investment in one of Rhode Island's most treasured seaside communities, this residence offers an increasingly rare combination: water views, walkability to the beach, and effortless access to the Watch Hill lifestyle.
Full Property Details
Full Property Details for 118 Bay St #4
General
- Price: $1,600,000
- HOA FEE: $751/month
- Taxes: $6,407 (2025)
- Status: Active
- Type: Condo
- Source: STWMLS
- MLS ID: 1422356
- Updated: 9/3/2026
- Added to Site: 3 day(s) ago
Interior
- Number of Rooms: 4
- Interior Features: Stall Shower, Tub Shower, Furnished
- Fireplace(s): None
- Appliances: Dryer, Dishwasher, Gas Water Heater, Microwave, Oven, Range, Refrigerator, Washer
- Furnished: Yes
- Furnishings: Furnished
- Flooring: Ceramic Tile, Hardwood
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Laundry: In Unit
Exterior
- Exterior Features: Balcony
- Porch/Patio/Deck: Balcony
Parking
- Total Spaces: 1
- Parking Features: Assigned, No Garage
Location
- County: Washington
- Subdivision: Watch Hill
- Building Name: The Inn at Watch Hill
Community
- Pets Allowed: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air Conditioning
- Heating Type: Forced Air, Gas
Utilities
- Sewer: Septic Tank
- Water: Connected
Structural Information
- Detached/Attached: Detached
- Construction: Drywall, Shingle Siding
- Basement Desc.: None
- Entry Floor Number: 2
- Entry Location: Elevator, Second Floor Access
- Stories/Levels: 1
- Building Size: 924
- Square Feet: 924
- Living Area: 924 Sq. Ft.
- Finished Total: 924 Sq. Ft.
- Finished Above Grnd: 924 Sq. Ft.
- Year Built: 1938
Lot Features
- Property View: Saltwater, Water
Water Features
- Water View: Yes
- Water Front Desc.: Beach Front, Walk to Water
Financial Considerations
- Association Fee: $751
- Assoc Fee Freq.: Monthly
- Tax Amount: $6,407
- Tax Year: 2025
Disclosures and Reports
- Property ID: 118BAYST4WEST
- Lot Number: 2
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— 118 Bay St #4 —
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Schools
Schools serving 118 Bay St #4
School District:Westerly School District
| Name | Grades | Distance |
|---|---|---|
Westerly Middle School 10 Sandy Hill Road, Westerly, RI 02891 | 5-8 | 4.6 mi |
Dunn's Corners School 8 1/2 Plateau Road, Westerly, RI 02891 | K-4 | 5 mi |
Westerly High School 23 Ward Avenue, Westerly, RI 02891 | 9-12 | 5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 118 Bay St #4
Tax History
Tax History for 118 Bay St #4
Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,407
-5%
$901,100
31%
2024
$6,755
2%
$688,600
—
2023
$6,624
1%
$688,600
—
2022
$6,583
-11%
$688,600
8%
2021
$7,368
2%
$639,600
—
2020
$7,234
1%
$639,600
—
2019
$7,164
2%
$639,600
8%
2018
$7,050
3%
$593,400
—
2017
$6,878
-1%
$593,400
—
2016
$6,931
4%
$593,400
-3%
2015
$6,640
2%
$613,700
—
2014
$6,530
1%
$613,700
—
2013
$6,462
—
$613,700
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 118 Bay St #4
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- Single Family
- Active
- Updated 3 days ago
- 3Beds
- 2Total Baths
- 1,386Sq. Ft.
- Single Family
- Active
- Updated 5 days ago
- 3Beds
- 1Total Bath
- 1,170Sq. Ft.
- Single Family
- Active
- Updated 19 hours ago
- 3Beds
- 2Total Baths
- 2,206Sq. Ft.
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- Single Family
- Active
- Updated 1 day ago
- 4Beds
- 2Total Baths
- 1,329Sq. Ft.
- Single Family
- Active
- Updated 1 day ago
- 3Beds
- 3Total Baths
- 1,352Sq. Ft.
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118 Bay Street #4, Westerly, RI 02891 (MLS# 1422356) is a Condo property with 2 bedrooms and 2 full bathrooms. 118 Bay Street #4 is currently listed for $1,600,000 and was received on September 03, 2026. Want to learn more about 118 Bay Street #4? Do you have questions about finding other Condo real estate for sale in Westerly? You can browse all Westerly real estate or contact a Coldwell Banker agent to request more information.