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$540,000 Sale Pending

  • For Sale
  • Pending
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 3,168 Sq. Ft.
  • 2 Car Garage
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Lake Living at Its Best! Nestled in the highly sought-after Morgan I neighborhood on the public side of Lake Anna, this beautifully maintained, one-owner home offers the perfect combination of comfort, potential, and location. With over 1,900 finished sq ft above grade, plus an unfinished walk-out basement and an assigned boat slip, this property is a rare opportunity to enjoy everything Lake Anna has to offer-whether as a full-time residence or a weekend escape. Step inside and you'll find a warm and inviting layout designed for both everyday living and entertaining. The main level features a spacious primary bedroom suite, ideal for those seeking the convenience of first-floor living. Soaring vaulted ceilings enhance the bright and airy living space, and the living and dining areas flow seamlessly into the kitchen, creating a cozy and functional space to relax or gather with family and friends. Upstairs, additional bedrooms and living space offer flexibility for guests, home offices, or playrooms. The unfinished walk-out basement lets your imagination run free-customize it with a rec room, home gym, workshop, or anything else your lifestyle calls for. Enjoy peaceful mornings and stunning sunsets from your deck or patio, and spend your days on the water with your very own assigned boat slip, just a short walk away. The spacious 2-car garage offers plenty of room for lake toys, tools, vehicles, and more. Located just minutes from local marinas, restaurants, breweries, and shops, and part of one of the lake's most desirable communities, this home offers not only a beautiful place to live, but a lifestyle filled with fun, relaxation, and adventure. Come see why so many people are falling in love with Lake Anna living-your next chapter starts here.

Full Property Details for 6202 Ruth Ln

General

  • Price: $540,000
  • HOA FEE: $28/month
  • HOA FEE FREQ.: Annually
  • Taxes: $3,235 (2024)
  • Status: Pending
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: VASP2033306
  • Updated: 1/26/2026
  • Added to Site: 280 day(s) ago

Interior

  • Fireplace: Yes
  • Number of Fireplaces: 1

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Upper Floor Baths: 1
  • Upper - Full Baths: 1
  • Main Floor Baths: 2
  • Main - Full Baths: 1
  • Main - 1/2 Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Upper: 2
  • Bedrooms Main & Up: 1

Additional Information

  • Shared Amenities: Boat Ramp, Common Grounds, Pier/Dock

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 2
  • Parking Type: Attached Garage, Driveway
  • Garage Description: Garage - Front Entry

Location

  • County: SPOTSYLVANIA
  • Subdivision: MORGAN I
  • Driving Directions: From Food Lion located on Kentucky Springs Rd, turn left onto New Bridge Rd (VA-208). Go for 1.6 mi. Take the 1st exit from roundabout onto Zachary Taylor Hwy (US-522). Go for 1.0 mi. Turn right onto Days Bridge Rd. Go for 1.3 mi. Continue on Belmont Rd. Go for 1.1 mi. Turn left onto Belmont Rd. Go for 0.4 mi. Turn left onto Heth Dr. Go for 0.6 mi. Turn right onto Ruth Ln. Go for 348 ft, the property is on your left.

School Information

  • School District: Spotsylvania County Public Schools

Community

  • Association: Yes
  • Assoc. Name: MORGAN POA
  • Assoc. Fees Include: Common Area Maintenance, Pier/Dock Maintenance

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Water Heater: Instant Hot Water, Propane

Utilities

  • Sewer: On Site Septic
  • Water: Well

Structural Information

  • Architectural Style: Cape Cod
  • Structure Type: Detached
  • Construction: Vinyl Siding
  • Basement: Yes
  • Basement Desc.: Walkout Level, Windows, Rough Bath Plumb
  • Foundation: Other
  • Stories Description: Main, Upper 1
  • Square Feet: 3,168
  • Sq. Ft. Source: Assessor
  • Living Area: 1,980 Sq. Ft.
  • Finished Above Grnd: 1,980 Sq. Ft.
  • Year Built: 2005
  • Year Built Source: Assessor

Lot Features

  • Lot Size (Acres): 1.15
  • Lot Size (Sq. Ft.): 50,094
  • Lot Size Source: Assessor
  • Zoning: RR

Water Features

  • Navigable Water: Yes
  • Water Access: Yes
  • Water Access Desc: Boat - Powered, Canoe/Kayak, Fishing Allowed, Seaplane Permitted, Waterski/Wakeboard, Swimming Allowed, Public Access
  • Water Front Type: Lake
  • Water Front Name: Lake Anna

Financial Considerations

  • Price Per Sq. Ft.: $272.73
  • Association Fee: $330
  • Assoc Fee Freq.: Annually
  • Assessment Year: 2024
  • City/TownTax Freq: Semi-Annually
  • County Tax: $3,235
  • County Tax Freq: Annually
  • Tax w/Assessment: $440,600
  • Tax Amount: $3,235
  • Tax Year: 2024
  • Tax Total Finished Sq. Ft.: 1980

Disclosures and Reports

  • Ownership: Fee Simple
  • Lot Number: 31

Listed by RE/MAX Distinctive Real Estate, Inc., Mason Bryant Walter

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Listing agent

— 6202 Ruth Ln —

  • Mason Bryant Walter

    RE/MAX Distinctive Real Estate, Inc.

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 6202 Ruth Ln

School District:Spotsylvania County Public Schools
NameGradesDistance
Livingston Elementary School
6057 Courthouse Rd, Spotsylvania Courthouse, VA 22551
PK-57.8 mi
Post Oak Middle School
6959 Courthouse Rd, Spotsylvania Courthouse, VA 22553
6-812.2 mi
Spotsylvania High School
6975 Courthouse Rd, Spotsylvania Courthouse, VA 22551
9-1212.6 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 6202 Ruth Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/15/2025
Price Reduced
$540,000
-3.57%
MLS
7/30/2025
Price Reduced
$560,000
-3.45%
MLS
7/02/2025
Price Reduced
$580,000
-2.52%
MLS
5/22/2025
Listed
$595,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 6202 Ruth Ln

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,235
—
$440,600
—
2024
$3,235
12%
$440,600
18%
2023
$2,886
5%
$374,000
—
2022
$2,759
5%
$374,000
16%
2021
$2,621
—
$323,800
—
2020
$2,621
2%
$323,800
6%
2019
$2,579
2%
$304,300
—
2018
$2,535
10%
$304,300
12%
2017
$2,315
—
$272,300
—
2016
$2,315
4%
$272,300
5%
2015
$2,230
—
$259,300
—
2014
$2,230
2%
$259,300
4%
2013
$2,189
—
$248,800
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 6202 Ruth Ln

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by RE/MAX Distinctive Real Estate, Inc., Mason Bryant Walter

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6202 Ruth Lane, Mineral, VA 23117 (MLS# VASP2033306) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 6202 Ruth Lane is currently listed for $540,000 and was received on May 22, 2025. Want to learn more about 6202 Ruth Lane? Do you have questions about finding other Single Family real estate for sale in Mineral? You can browse all Mineral real estate or contact a Coldwell Banker agent to request more information.

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