20 Xebec Rd, Palmyra, VA 22963 - Photo 1

1/1

$400,000

Sold
Closed
Single Family
3 Beds
3 Full Baths
3,106 Sq. Ft.

1/1

Property Description

Custom ranch in Lake Monticello featuring vaulted ceilings, hardwood floors, and a floor-to-ceiling stone fireplace. The kitchen offers maple cabinetry, stainless appliances, and ample counter space. Includes a bright sunroom and a half-finished basement with plenty of storage. Located just two blocks from Beach 4 in a gated community with lake access, golf, and more.,Formica Counter,Maple Cabinets,Fireplace in Living Room

Full Property Details

Full Property Details for 20 Xebec Rd

General

Sold For: $400,000
HOA FEE: $122/month
HOA FEE FREQ.: Annually
Taxes: $2,922 (2025)
Status: Closed
Type: Single Family
Source: BrightMLSMidAtlantic
MLS ID: 665648
Added to Site: 220 day(s) ago

Interior

Rooms/Areas: Living Room, Dining Room, Kitchen, Family Room, Sun/Florida Room, Laundry, Full Bath, Additional Bedroom
Interior Features: Entry Level Bedroom
Fireplace: Yes
Number of Fireplaces: 1
Fireplace(s): Gas/Propane, Stone, Gas/Propane, Stone
Appliances: Dryer, Washer/Dryer Hookups Only, Washer
Flooring: Carpet, Hardwood, Laminated, Tile/Brick

Rooms

Bathrooms

Total Bathrooms: 3
Full Bathrooms: 3
Main Floor Baths: 2
Main - Full Baths: 2
Lower Floor Baths: 1

Bedrooms

Total Bedrooms: 3
Bedrooms Main & Up: 3
Bedroom 1: Additional Bedroom, Main
Bedroom 2: Additional Bedroom, Main

Other Rooms

Living Room: Living Room, Main
Family Room: Family Room, Lower 1
Kitchen: Kitchen, Main
Dining Room: Dining Room, Main
Sun Room: Yes
Sun Room/Solarium: Sun/Florida Room, Main
Laundry: Main

Additional Information

Shared Amenities: Beach, Boat Ramp, Club House, Golf Club, Tot Lots/Playground, Tennis Courts, Bar/Lounge, Baseball Field, Basketball Courts, Community Center, Dining Rooms, Lake, Library, Meeting Room, Picnic Area, Swimming Pool, Soccer Field, Volleyball Courts, Jog/Walk Path
Security/Safety: Security Gate, Smoke Detector

Location

County: Fluvanna
Development Name: Lake Monticello
Subdivision: Lake Monticello
Driving Directions: From the Turkey Sag Gate, go straight, turn left at the stop sign, right onto Woodlawn, left on to Nahor, right onto Xebec

School Information

School District: Fluvanna County Public Schools
Elementary School: Central
Middle School: Fluvanna
High School: Fluvanna

Community

Association: Yes
Assoc. Name: LMOA
Assoc. Fees Include: Pool(s), Reserve Funds, Road Maintenance, Snow Removal, Trash, Pier/Dock Maintenance

Heating & Cooling

Central air: Yes
Cooling Type: Central A/C, Heat Pump(s)
Heating Type: Central, Forced Air, Heat Pump(s)
Heating Fuel: Other, Electric, Propane - Owned

Utilities

Sewer: Public Sewer
Water: Public

Structural Information

Architectural Info: Ranch/Rambler
Architectural Style: Ranch/Rambler
Structure Type: Detached
Construction: Vinyl Siding
Basement: Yes
Basement Entrance: Yes
Basement Desc.: Fully Finished, Heated, Interior Access, Outside Entrance, Partially Finished, Walkout Level, Windows
Foundation: Block
Roof: Composite
Stories/Levels: 0
Stories Description: Main
Square Feet: 3,106
Sq. Ft. Source: Assessor
Living Area: 2,876 Sq. Ft.
Year Built: 2006
Year Built Source: Estimated

Lot Features

Lot Size (Acres): 0.39
Zoning: R

Financial Considerations

Price Per Sq. Ft.: $205.76
Association Fee: $1,460
Assoc Fee Freq.: Annually
Tax Amount: $2,922
Tax Year: 2025

Disclosures and Reports

Ownership: Other
Inclusions: All window treatments, washer and dryer, refrigerator, dishwasher,

Listed by Long & Foster - Lake Monticello, PEGGY SHANKLIN
Sold by Avenue Realty, Llc, PAUL McARTOR

What's Your Home Worth?

* Indicates a required field

For a complimentary comparative market analysis, please contact us so we can discuss your home's value.

Your Property Information

Address optional

City *State *

Zip Code *

Your Contact Information

First Name *Last Name *

Email Address *

Phone Number *

Comment *

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Submit, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

Listing agent

— 20 Xebec Rd —

PEGGY SHANKLIN

Long & Foster - Lake Monticello

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender

NMLS#: 1598647

Get Pre-Approved

Schools

Schools serving 20 Xebec Rd

School District:Fluvanna County Public Schools

Name	Grades	Distance
Fluvanna Middle 3717 Central Plains Road, Palmyra, VA 22963	5-7	7.1 mi
West Central Primary School 3340 Central Plains Road, Palmyra, VA 22963	PK-K	7.1 mi
Central Elementary School, Palmyra, VA 3340 Central Plains Road, Palmyra, VA 22963	1-2	7.1 mi
Fluvanna County High School 1918 Thomas Jefferson Parkway, Palmyra, VA 22963	8-12	3.5 mi
Carrysbrook Elementary 9172 James Madison Highway, Fork Union, VA 23055	3-4	8.4 mi

Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 20 Xebec Rd

Date

Details

Price

Change

Source

7/29/2025

Sold

$400,000

—

MLS

6/10/2025

Listed

$400,000

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Just Listed

$526,914

0 Lake Rd #HL12B Troy, VA 22974

Single Family
Active
Updated 21 hours ago

4
Beds
3
Total Baths
2,247
Sq. Ft.

Listed by Howard Hanna Roy Wheeler Realty - Zion Crossroads, SUSAN STEWART

546 Palomino Dr, Louisa, VA 23093 - Photo 1

Just Listed

$449,999

546 Palomino Dr Louisa, VA 23093

Single Family
Active
Updated 1 day ago

4
Beds
3
Total Baths
2,352
Sq. Ft.

Listed by Q Real Estate, LLC, Christopher B Ognek

980 Waltons Store Rd, Louisa, VA 23093 - Photo 1

Just Listed

$599,000

980 Waltons Store Rd Louisa, VA 23093

Single Family
Active
Updated 4 days ago

2
Beds
2
Total Baths
1,636
Sq. Ft.

Listed by KW Realty Lakeside, Kattie Stockton

1013 Linden Ave, Charlottesville, VA 22902 - Photo 1

Just Listed

$319,900

1013 Linden Ave #H Charlottesville, VA 22902

Townhouse
Active
Updated 12 hours ago

3
Beds
2
Total Baths
1,201
Sq. Ft.

Listed by Dogwood Realty Group LLC, John P Kooken

33 Whisperwood Ct, Troy, VA 22974 - Photo 1

Price Reduced

-$10,000 (-1.72%)

$569,900

33 Whisperwood Ct Troy, VA 22974

Single Family
Active
Updated 2 days ago

3
Beds
3
Total Baths
1,996
Sq. Ft.

Listed by Nest Realty Group, GREG SLATER

240 Campbell Rd, Keswick, VA 22947 - Photo 1

Price Reduced

-$90,000 (-6.04%)

$1,399,000

240 Campbell Rd Keswick, VA 22947

Single Family
Active
Updated 2 days ago

4
Beds
4
Total Baths
3,943
Sq. Ft.

Listed by Frank Hardy Sotheby's International Realty, YATES MCCALLUM

104 Henson Ave, Louisa, VA 23093 - Photo 1

Price Reduced

-$10,000 (-2.27%)

$429,900

104 Henson Ave Louisa, VA 23093

Single Family
Active
Updated 1 hour ago

3
Beds
2
Total Baths
1,812
Sq. Ft.

Listed by Long & Foster Real Estate, Inc., Collin Paschal Brenner

Lot 1247 N Lakeshore Dr, Louisa, VA 23093 - Photo 1

Price Reduced

-$2,600 (-14.86%)

$14,900

Lot 1247 N Lakeshore Dr Louisa, VA 23093

Lots/Land
Active
Updated 3 days ago

0.25
Acres

Listed by Town & Country Elite Realty, LLC., Naomi Grace Hoehn and Town & Country Elite Realty, LLC., Betty Westerlund

20 Zephyr Rd, Palmyra, VA 22963 - Photo 1

Sold

$424,900

20 Zephyr Rd Palmyra, VA 22963

Single Family
Closed

4
Beds
3
Total Baths
2,395
Sq. Ft.

Listed by Long & Foster - Lake Monticello, CHRISTY BECK and LONG & FOSTER - LAKE MONTICELLO, THE GUNNELS GROUP
Sold by Default Office, Default Agent

12 Cliftwood Rd, Palmyra, VA 22963 - Photo 1

Sold

$400,000

12 Cliftwood Rd Palmyra, VA 22963

Single Family
Closed

5
Beds
3
Total Baths
2,960
Sq. Ft.

Listed by Monticello Country Real Estate, Inc., DANIEL H BARBER
Sold by Default Office, Default Agent

34 Zephyr Rd, Palmyra, VA 22963 - Photo 1

Sold

$370,000

34 Zephyr Rd Palmyra, VA 22963

Single Family
Closed

3
Beds
2
Total Baths
2,142
Sq. Ft.

Listed by Story House Real Estate, ERRIN SEARCY
Sold by LONG & FOSTER - LAKE MONTICELLO, MAGGIE GUNNELS

26 Woodlawn Dr, Palmyra, VA 22963 - Photo 1

Sold

$360,000

26 Woodlawn Dr Palmyra, VA 22963

Single Family
Closed

3
Beds
2
Total Baths
1,750
Sq. Ft.

Listed by Monticello Country Real Estate, Inc., DANIEL H BARBER
Sold by Nest Realty Group, GEORGIA LINDSEY

20 Xebec Rd, Palmyra, VA 22963 (MLS# 665648) is a Single Family property that was sold at $400,000 on July 29, 2025. Want to learn more about 20 Xebec Rd? Do you have questions about finding other Single Family real estate for sale in Palmyra? You can browse all Palmyra real estate or contact a Coldwell Banker agent to request more information.

20 Xebec Rd Palmyra, VA 22963