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$950,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 2 Partial Baths
  • 3,170 Sq. Ft.
  • 2 Car Garage
  • Updated 3 hours ago

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Open House: 12:00 PM - 2:00 PM

Saturday 5/9 12:00 PM - 2:00 PM

20644 Cutwater Place,Sterling, VA 20165

20644 Cutwater PlaceSterlingVA20165

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Spacious and beautifully maintained, this 4-bedroom, 2 full and 2 half bath home is nestled in the sought-after Potomac Lakes section of the Cascades community. Offering the perfect blend of comfort, functionality, and style, the main level features gleaming hardwood floors and a bright, inviting layout with generous living and dining spaces, ideal for both everyday living and entertaining. The updated kitchen boasts modern finishes, ample cabinetry, and flows seamlessly into the family room. The gas fireplace complements the family room along with a lovely view and access to the rear multi-level deck and gazebo! Upstairs, you'll find four generously sized bedrooms, including a comfortable primary suite with an updated private full bath. Additional bathrooms have also been tastefully updated. The finished lower level provides versatile living space perfect for a recreation room, home office, or gym and includes a convenient wet bar and half bath. Step outside to enjoy a large multi-level deck with a screened-in gazebo, perfect for relaxing or hosting gatherings. As part of the Cascades community, residents have access to a wide array of amenities including pools, trails, and recreational facilities. Close to Dulles Town Center, Theaters, Shopping, Restaurants, Algonkian Regional Park , Potomack Lakes Sportsplex, Golf Courses & Potomac River. With its thoughtful layout, modern updates, and inviting indoor-outdoor living, this home is a fantastic opportunity you won't want to miss. **Photos have been virtually staged**

Full Property Details for 20644 Cutwater Pl

General

  • Price: $950,000
  • HOA FEE: $99/month
  • Taxes: $7,188 (2026)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: VALO2121114
  • Updated: Today (5/7/2026)
  • Added to Site: Today

Interior

  • Interior Features: Ceiling Fan(s), Recessed Lighting, Wet/Dry Bar, Kitchen - Island, Formal/Separate Dining Room, Skylight(s)
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Appliances: Dryer, Washer, Dishwasher, Disposal, Icemaker, Refrigerator, Stove

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Upper Floor Baths: 2
  • Upper - Full Baths: 2
  • Main Floor Baths: 1
  • Main - 1/2 Baths: 1
  • Lower Floor Baths: 1
  • Lower - 1/2 Baths: 1

Bedrooms

  • Total Bedrooms: 4
  • Bedrooms Upper: 4

Additional Information

  • Shared Amenities: Basketball Courts, Bike Trail, Club House, Common Grounds, Community Center, Exercise Room, Fitness Center, Jog/Walk Path, Soccer Field, Swimming Pool, Tennis Courts, Tot Lots/Playground
  • Shared Pool: Yes
  • Pool: Yes

Exterior

  • Exterior Features: Play Equipment, Underground Lawn Sprinkler
  • Porch/Patio/Deck: Deck(s), Screened

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 2
  • Parking Type: Attached Garage
  • Garage Description: Garage - Front Entry, Garage Door Opener

Location

  • County: LOUDOUN
  • Subdivision: POTOMAC LAKES
  • Driving Directions: Use GPS.

School Information

  • School District: Loudoun County Public Schools
  • Elementary School: Potowmack
  • Middle School: River Bend
  • High School: Potomac Falls

Community

  • Association: Yes

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Forced Air
  • Heating Fuel: Natural Gas
  • Water Heater: Natural Gas

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Style: Colonial
  • Structure Type: Detached
  • Construction: Brick, Vinyl Siding
  • Basement: Yes
  • Basement Desc.: Daylight, Full, Fully Finished, Walkout Level
  • Foundation: Other
  • Doors: French, Storm
  • Stories Description: Lower 1, Main, Upper 1
  • Square Feet: 3,170
  • Sq. Ft. Source: Assessor
  • Living Area: 3,170 Sq. Ft.
  • Finished Above Grnd: 2,540 Sq. Ft.
  • Finished Below Grnd: 630 Sq. Ft.
  • Year Built: 1994
  • Year Built Source: Assessor

Unit Information

Unit 1

  • Bathrooms-Lower: 1

Additional Structures

  • Other Structures: Gazebo

Lot Features

  • Lot Size (Acres): 0.2
  • Lot Size (Sq. Ft.): 8,712
  • Lot Size Source: Assessor
  • Zoning: PDH4
  • Fencing (Description): Partially

Financial Considerations

  • Price Per Sq. Ft.: $374.02
  • Association Fee: $99
  • Assoc Fee Freq.: Monthly
  • Assessment Year: 2026
  • City/TownTax Freq: Annually
  • County Tax: $7,188
  • County Tax Freq: Annually
  • Tax w/Assessment: $877,080
  • Tax Amount: $7,188
  • Tax Year: 2026
  • Tax Total Finished Sq. Ft.: 3170

Disclosures and Reports

  • Ownership: Fee Simple
  • Lot Number: 114A

Listed by Keller Williams Realty, Sarah A. Reynolds and Keller Williams Realty, Nancy Gabro

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Listing agents

— 20644 Cutwater Pl —

  • Sarah A. Reynolds

    Keller Williams Realty

  • Nancy Gabro

    Keller Williams Realty

Listing Office Email: klrw319@kw.com

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 20644 Cutwater Pl

School District:Loudoun County Public Schools
NameGradesDistance
Potowmack Elementary School
46465 Esterbrook Circle, Sterling, VA 20165
PK-50.4 mi
River Bend Middle School
46240 Algonkian Parkway, Sterling, VA 20165
6-80.5 mi
Potomac Falls High School
46400 Algonkian Pkwy, Potomac Falls, VA 20165
9-120.7 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 20644 Cutwater Pl Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/07/2026
Listed
$950,000
5.56%
MLS
8/21/2024
Sold
$900,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 20644 Cutwater Pl

Year
Property Taxes
Change
Tax Assessment
Change
2025
$7,188
5%
$892,970
15%
2023
$6,821
-1%
$779,560
1%
2022
$6,866
2%
$771,470
13%
2021
$6,718
3%
$685,500
9%
2020
$6,508
2%
$628,770
3%
2019
$6,392
5%
$611,680
9%
2018
$6,096
-2%
$561,830
1%
2017
$6,232
-2%
$553,990
—
2016
$6,360
6%
$555,470
5%
2015
$6,004
-1%
$529,020
—
2014
$6,091
-2%
$527,400
2%
2013
$6,235
—
$517,390
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Be ready to buy your new home!

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NMLS#: 1598647

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Listed by Keller Williams Realty, Sarah A. Reynolds and Keller Williams Realty, Nancy Gabro

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20644 Cutwater Place, Sterling, VA 20165 (MLS# VALO2121114) is a Single Family property with 4 bedrooms, 2 full bathrooms and 2 partial bathrooms. 20644 Cutwater Place is currently listed for $950,000 and was received on May 07, 2026. Want to learn more about 20644 Cutwater Place? Do you have questions about finding other Single Family real estate for sale in Sterling? You can browse all Sterling real estate or contact a Coldwell Banker agent to request more information.

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