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$740,000
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Property Description
Backing to a peaceful wooded setting in the highly desirable Lowes Island at Cascades community, this beautifully maintained 3 bedroom, 3.5 bath home offers nearly 2,500 square feet of inviting living space, a two car garage, and hard-to-find privacy. Built in 1995, it blends warm, timeless finishes with an easy, functional layout designed for both everyday living and entertaining. Step inside to find rich cherry hardwood floors, elegant millwork, and a welcoming main level filled with charm. Crown molding, a ceramic tile powder room, and a designated dining area with added millwork create a refined yet comfortable feel. The open kitchen and adjoining family room invite connection, anchored by a fireplace with built-in shelving above. The kitchen offers granite countertops, white cabinetry, and stainless steel LG appliances including a gas range, built-in microwave, French door refrigerator, dishwasher, and beverage fridge along with generous prep space and a pantry. Upstairs, three spacious bedrooms feature plush carpet, high ceilings, and ceiling fans. A well-appointed hall bath with white ceramic tile and a vanity serves the secondary bedrooms. The primary suite is a true retreat with a tray ceiling, a custom walk-in closet, and a spacious bath featuring a soaking tub, separate shower, and white cabinetry. The convenience of bedroom-level laundry adds to the home's thoughtful design. The walk-out lower level adds wonderful flexibility. It features great natural light, a full bath, a versatile den or bonus room ideal for guests, a home office, gym, or potential fourth bedroom, and a second gas fireplace. With access to both the backyard and garage, this level adapts beautifully to your needs. Outside, enjoy a deck and patio overlooking the wooded backdrop, perfect for relaxing or entertaining in a peaceful, private setting. Ample parking adds convenience, and major updates including the roof, HVAC, and water heater were completed around 2016. All of this is set within Lowes Island at Cascades in Sterling, VA, a community that feels like its own little escape. Spend weekends by the pool, on the courts, or exploring miles of scenic trails along the Potomac River. With parks, playgrounds, Algonkian Regional Park nearby, and easy access to shopping, dining, and commuter routes, Lowes Island at Cascades offers a lifestyle that feels both vibrant and effortlessly connected.
Full Property Details
Full Property Details for 20660 Muddy Harbour Square
General
- Sold For: $740,000
- HOA FEE: $114/month
- HOA FEE FREQ.: Quarterly
- Taxes: $5,385 (2026)
- Status: Closed
- Type: Townhouse
- Source: BrightMLSMidAtlantic
- MLS ID: VALO2118628
- Added to Site: 48 day(s) ago
Interior
- Rooms/Areas: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Foyer, Breakfast Room, Laundry, Primary Bathroom
- Interior Features: Dining Area, Kitchen - Gourmet, Breakfast Area, Combination Kitchen/Living, Kitchen - Island, Kitchen - Table Space, Combination Dining/Living, Kitchen - Eat-In, Primary Bath(s), Chair Railings, Upgraded Countertops, Crown Moldings, Built-Ins, Wood Floors, Recessed Lighting, Floor Plan - Open, Ceiling Fan(s)
- Fireplace: Yes
- Number of Fireplaces: 2
- Fireplace(s): Corner, Gas/Propane
- Appliances: Built-In Microwave, Dryer, Washer, Dishwasher, Disposal, Refrigerator, Stainless Steel Appliances
- Flooring: Hardwood, Carpet
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
- Upper Floor Baths: 2
- Upper - Full Baths: 2
- Main Floor Baths: 1
- Main - 1/2 Baths: 1
- Lower Floor Baths: 1
- Lower - Full Baths: 1
Bedrooms
- Total Bedrooms: 3
- Bedrooms Upper: 3
Other Rooms
- Laundry: Upper Floor
Additional Information
- Shared Amenities: Basketball Courts, Club House, Jog/Walk Path, Pool - Outdoor, Swimming Pool, Tennis Courts, Tot Lots/Playground, Bike Trail, Common Grounds, Community Center, Exercise Room, Fencing, Fitness Center, Meeting Room, Party Room, Picnic Area
- Shared Pool: Yes
- Pool: Yes
- Security/Safety: Main Entrance Lock, Smoke Detector
Exterior
- Porch/Patio/Deck: Deck(s), Patio(s)
Parking
- Garage: Yes
- Garage Spaces: 2
- Total Spaces: 4
- Parking Features: Concrete Driveway, Concrete Driveway
- Parking Type: Off Street, Driveway, Attached Garage
- Garage Description: Garage - Front Entry, Garage Door Opener
Location
- County: LOUDOUN
- Subdivision: CASCADES
- Building Name: CASCADES
- Driving Directions: Rt. 7, take exit for Algonkian Pkwy. Follow and then turn at light onto Lowes Island Blvd. Turn right onto Saulty Drive. Turn right onto Muddy Harbour Square. Curve around to the right and house will be on left.
- Direction Faces: North
- Location Details: Suburban
School Information
- School District: Loudoun County Public Schools
- Elementary School: Lowes Island
- Middle School: Seneca Ridge
- High School: Dominion
Community
- Association: Yes
- Assoc. Name: CASCADES
- Assoc. Fees Include: Management, Snow Removal, Trash, Pool(s), Common Area Maintenance, Insurance, Recreation Facility, Reserve Funds, Road Maintenance
Heating & Cooling
- Central air: Yes
- Cooling Type: Ceiling Fan(s), Central A/C, Programmable Thermostat
- Cooling Fuel: Electric
- Heating Type: Forced Air, 90% Forced Air
- Heating Fuel: Natural Gas
- Water Heater: Natural Gas
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Under Ground, Cable TV Available
Structural Information
- Architectural Style: Colonial
- Structure Type: Interior Row/Townhouse
- Builder: ENGLE HOMES
- Model: BILTMORE
- Construction: Brick Front
- Basement: Yes
- Basement Entrance: Yes
- Basement Desc.: Connecting Stairway, Outside Entrance, Rear Entrance, Front Entrance, Daylight, Full, Fully Finished, Heated, Windows, Walkout Level
- Foundation: Slab
- Walls/Ceilings: 9'+ Ceilings, Tray Ceilings, Vaulted Ceilings
- Windows: Skylights, Double Pane, Low-E, Vinyl Clad
- Doors: Six Panel, Sliding Glass
- Stories Description: Lower 1, Main, Upper 1
- Square Feet: 2,424
- Sq. Ft. Source: Assessor
- Living Area: 2,424 Sq. Ft.
- Finished Above Grnd: 2,424 Sq. Ft.
- Year Built: 1995
- Year Built Source: Assessor
Unit Information
Unit 1
- Bathrooms-Lower: 1
Lot Features
- Property View: Trees/Woods, Garden/Lawn
- Lot Size (Acres): 0.04
- Lot Size (Sq. Ft.): 1,742
- Lot Size Source: Assessor
- Street/Road Desc.: Paved
- Zoning: PDH4
- Lot Description: Backs to Trees, Trees/Wooded
- Fencing (Description): Rear, Privacy
Financial Considerations
- Price Per Sq. Ft.: $301.16
- Association Fee: $343
- Assoc Fee Freq.: Quarterly
- Other Fee: $120
- Other Fee Freq.: One Time
- Assessment Year: 2026
- City/TownTax Freq: Annually
- County Tax: $5,385
- County Tax Freq: Annually
- Tax w/Assessment: $674,940
- Tax Amount: $5,385
- Tax Year: 2026
- Terms: Standard Sale
- Tax Total Finished Sq. Ft.: 2424
Disclosures and Reports
- Ownership: Fee Simple
- Inclusions: Both Fireplaces AS-IS
- Lot Number: 23
Listed by Keller Williams Realty, Kim Spear
Sold by Long & Foster Real Estate, Inc., Susan J French
Get Pre-Approved Today
Schools
Schools serving 20660 Muddy Harbour Square
School District:Loudoun County Public Schools
| Name | Grades | Distance |
|---|---|---|
Lowes Island Elementary School 20755 Whitewater Drive, Sterling, VA 20165 | PK-5 | 0.1 mi |
Dominion High School 21326 Augusta Drive, Sterling, VA 20164 | 9-12 | 1.7 mi |
Seneca Ridge Middle School 98 Seneca Ridge Drive, Sterling, VA 20164 | 6-8 | 1.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 20660 Muddy Harbour Square
Date
Details
Price
Change
Source
5/04/2026
Sold
$740,000
1.37%
MLS
4/08/2026
Listed
$730,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
20660 Muddy Harbour Square, Sterling, VA 20165 (MLS# VALO2118628) is a Townhouse property that was sold at $740,000 on May 04, 2026. Want to learn more about 20660 Muddy Harbour Square? Do you have questions about finding other Townhouse real estate for sale in Sterling? You can browse all Sterling real estate or contact a Coldwell Banker agent to request more information.

