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$474,000
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Property Description
Welcome to 637 E. Clay Street in Whitewater, Wisconsin ? a spacious and well-maintained split-level property offering comfort, functionality, and modern updates in a convenient location. This versatile home provides ample room for a variety of lifestyles, featuring 6 bedrooms and 2 full bathrooms, with plenty of space for living, working, and entertaining. The main level features an inviting living room with abundant natural light, creating a warm and welcoming atmosphere. A thoughtfully designed kitchen offers generous cabinetry and workspace, while the adjoining dining area provides easy access to the backyard ? ideal for everyday meals or hosting gatherings. The lower level expands your living options with a flexible layout perfect for a recreation room, media space, or home office setup. With multiple bedrooms, this property offers room for guests, hobbies, or multi-purpose living without sacrificing comfort or privacy. Recent updates add peace of mind and curb appeal, including refreshed flooring, updated windows, newer siding, and a recently replaced roof. These thoughtful
Full Property Details
Full Property Details for 637 Clay St
General
- Price: $474,000
- Taxes: $4,499 (2024)
- Status: Active
- Type: Single Family
- Source: Wirex_Central_Wisconsin_Board_of_Realtors_CWBR
- MLS ID: 22504708
- Updated: 4/29/2026
- Added to Site: 222 day(s) ago
Interior
- Interior Features: Water Softener, Humidifier, Smoke Detector(s), Cable/Satellite Available, High-Speed Internet
- Appliances: Refrigerator, Range/Oven, Washer, Dryer, Freezer
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 6
- Primary Bedroom: 13 x 13, Main
- Bedroom 2: 12 x 11, Lower
- Bedroom 3: 12 x 11, Lower
- Bedroom 4: 12 x 11, Lower
- Bedroom 5: 11 x 11, Lower
Other Rooms
- Living Room: 25 x 12, Main
- Family Room: 22 x 14, Lower
- Kitchen: 20 x 10, Main
- Dining Room: 15 x 10, Main
- Bedroom: 11 x 10, Main
Exterior
- Exterior Features: Deck, Patio, Fenced Yard
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Garage Description: 2 Car, Attached, Opener Included
Location
- County: Walworth
- Driving Directions: Newcomb to Clay St
Heating & Cooling
- Heating Fuel: Natural Gas
- Heating/Cooling: Central Air, Forced Air
Utilities
- Water/Sewer: Municipal Sewer, Municipal Water
Structural Information
- Architectural Style: Raised Ranch
- Description/Design: Bi-Level
- Exterior Const.: Vinyl, Stone
- Basement Desc.: Finished, Full, Poured Concrete
- Roof: Shingle
- Square Feet: 2,378
- Square Feet Range: 2001 to 2500
- Sq. Ft. Source: Listing Agent
- Unfin. Below Grnd: 100 Sq. Ft.
- Year Built: 1988
Lot Features
- Lot Size Range: 1 to 4.99 Acres
- Zoning: Residential
Water Features
- Water Front: Yes
- Water Front Desc.: Lake, Water Frontage on Lot
Financial Considerations
- Tax Amount: $4,499.07
- Tax Year: 2024
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Schools
Schools serving 637 Clay St
School District:Whitewater School District
| Name | Grades | Distance |
|---|---|---|
Washington Elementary School, Whitewater, WI 506 East Main Street, Whitewater, WI 53190 | PK-5 | 0.3 mi |
Whitewater Middle School 401 South Elizabeth Street, Whitewater, WI 53190 | 6-8 | 1.7 mi |
Whitewater High School 534 South Elizabeth Street, Whitewater, WI 53190 | 9-12 | 1.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 637 Clay St
Date
Details
Price
Change
Source
4/15/2026
Price Reduced
$474,000
-5.2%
MLS
2/02/2026
Price Reduced
$500,000
-2.91%
MLS
10/31/2025
Price Reduced
$515,000
-4.63%
MLS
10/02/2025
Listed
$540,000
118.62%
MLS
5/10/2019
Sold
$247,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 637 Clay St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,281
17%
$335,900
7%
2024
$4,499
5%
$313,200
11%
2023
$4,300
4%
$281,800
15%
2022
$4,137
-3%
$244,800
8%
2021
$4,287
7%
$225,900
10%
2020
$4,002
8%
$205,900
7%
2019
$3,720
4%
$191,800
5%
2018
$3,564
2%
$183,500
—
2017
$3,509
-2%
$183,500
1%
2016
$3,598
-1%
$181,700
—
2015
$3,619
2%
$181,700
3%
2014
$3,563
-3%
$177,000
2%
2013
$3,688
—
$174,200
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 637 Clay St
637 Clay Street, Whitewater, WI 53190 (MLS# 22504708) is a Single Family property with 6 bedrooms and 2 full bathrooms. 637 Clay Street is currently listed for $474,000 and was received on October 02, 2025. Want to learn more about 637 Clay Street? Do you have questions about finding other Single Family real estate for sale in Whitewater? You can browse all Whitewater real estate or contact a Coldwell Banker agent to request more information.

