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$1,188,000

  • For Sale
  • Active
  • Duplex
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 3,803 Sq. Ft.
  • 2 Car Garage
  • Updated 10 days ago
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Rare lakefront home offering what the sellers describe as "private resort-style, year-round living." This spacious Contemporary Tuscan-style home welcomes you with soaring ceilings, an open floor plan, and stunning lake views. Quality features throughout include 8' solid-core doors, decorative arches and niches, stone accents, a stone fireplace hearth, and radiant floor heating. The main level features a large living area with lakefront balcony access, study/office/craft room, oversized sit-around kitchen island, abundant cabinetry and pantry space, dining area, and powder room. Upstairs, the spacious primary suite includes a fireplace, luxurious 5-piece bath, oversized walk-in closet, walk-in shower with dual shower heads, and a private covered balcony overlooking the lake. A second suite with full bath and laundry complete the upper level. The walk-out lower level offers a third bedroom with nearby full bath, expansive storage/utility space, and a large rec room opening to a covered patio with TV plus an additional open patio area. Just steps away is your private dock for a pontoon, paddleboards, and more. Enjoy breathtaking sunrise views, abundant wildlife, and direct access to the nearby Natural Reserve trail system. As the end home, the property offers added privacy with only one neighboring home plus a private driveway and additional front parking. Conveniently located near grocery shopping and other amenities. This is truly a property best appreciated in person.

Full Property Details for 404 Split Rock Dr

General

  • Price: $1,188,000
  • HOA FEE: $260/month
  • Taxes: $4,131 (2025)
  • Status: Active
  • Type: Duplex
  • Source: IRES
  • MLS ID: 1059041
  • Updated: 5/15/2026
  • Added to Site: 12 day(s) ago

Interior

  • Interior Features: Eat-In Kitchen, Open Floorplan, Pantry, Walk-In Closet(s), Kitchen Island, Two Primary Suites, High Ceilings
  • Fireplace: Yes
  • Fireplace(s): Two or More, Gas, Multi-Sided, Family Room, Bedroom
  • Appliances: Gas Range, Double Oven, Dishwasher, Refrigerator, Washer, Dryer, Microwave

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Basement Baths: 1

Bedrooms

  • Total Bedrooms: 4

Exterior

  • Exterior Features: Sprinkler System, Balcony
  • Porch/Patio/Deck: Patio, Deck

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Parking Features: Attached
  • Garage Description: Attached

Location

  • Area: Loveland
  • County: Larimer
  • Subdivision: The Villas on Quarry Lake
  • Driving Directions: Take First Street West to Left/South on Taft. First left past Circle K and Carwash. OR take Eisenhower west to Taft, go left/south on Taft to third left past First Street.

School Information

  • School District: Thompson R2-J
  • Elementary School: Milner (Sarah)
  • Middle School: Walt Clark
  • High School: Thompson Valley

Community

  • Association: Yes
  • Assoc. Name: The Quarry Residential Assoc.
  • Assoc. Fees Include: Common Amenities, Snow Removal, Maintenance Grounds, Management

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Forced Air, Radiant

Utilities

  • Gas: Yes
  • Gas: Xcel Energy
  • Sewer: Public Sewer
  • Water: City
  • Utility Description: Natural Gas Available, Electricity Available

Structural Information

  • Structure Type: 1/2 Duplex
  • Construction: Frame, Stone, Stucco
  • Exterior Const.: Frame, Stone, Stucco
  • Basement: Yes
  • Basement Desc.: Partially Finished, Walk-Out Access
  • Roof: Tile
  • Windows: Window Coverings
  • Square Feet: 3,803
  • Sq. Ft. Source: Other
  • Living Area: 3,386 Sq. Ft.
  • Year Built: 2009

Lot Features

  • Property View: Mountain(s), Water
  • Mountain views: Yes
  • Lot Size (Acres): 0.11
  • Lot Size (Sq. Ft.): 4,706
  • Lot Features: Abuts Pond/Lake, Abuts Public Open Space, Lake Access, Lake Front
  • Zoning: P-96

Water Features

  • Water View: Yes

Financial Considerations

  • Association Fee: Yes
  • Association Fee: $260
  • Assoc Fee Freq.: Monthly
  • Tax Amount: $4,131
  • Tax Year: 2025
  • Terms: Cash, Conventional

Disclosures and Reports

  • Special Conditions: Private Owner
  • Exclusions: Seller's Personal Property
  • Property ID: R1641706

Listed by Group Centerra (970) 613-0700

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Listing agent

— 404 Split Rock Dr —

  • Group Centerra

    970-613-0700

9702220340

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 404 Split Rock Dr

School District:Thompson School District R-2j
NameGradesDistance
Sarah Milner Elementary School
743 Jocelyn Drive, Loveland, CO 80537
K-50.7 mi
Walt Clark Middle School
2605 Carlisle Drive, Loveland, CO 80537
6-81 mi
Thompson Valley High School
1669 Eagle Drive, Loveland, CO 80537
9-120.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 404 Split Rock Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/14/2026
Listed
$1,188,000
120%
MLS
9/17/2019
Sold
$540,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 404 Split Rock Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,131
9%
$48,301
-6%
2024
$3,802
4%
$51,329
—
2023
$3,667
13%
$51,329
26%
2021
$3,246
3%
$40,841
3%
2022
$3,159
-3%
$39,698
-8%
2021
$3,246
-4%
$43,258
—
2019
$3,381
6%
$43,258
11%
2018
$3,195
16%
$38,822
—
2017
$2,751
8%
$38,822
12%
2016
$2,540
1%
$34,626
—
2015
$2,519
17%
$34,626
21%
2014
$2,154
—
$28,650
—
2013
$2,158
—
$28,650
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Group Centerra (970) 613-0700

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404 Split Rock Dr, Loveland, CO 80537 (MLS# 1059041) is a Duplex property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 404 Split Rock Dr is currently listed for $1,188,000 and was received on May 14, 2026. Want to learn more about 404 Split Rock Dr? Do you have questions about finding other Duplex real estate for sale in Loveland? You can browse all Loveland real estate or contact a Coldwell Banker agent to request more information.

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