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$318,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1,660 Sq. Ft.
  • Updated 6 days ago
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**ELIGIBLE FOR 100% (no downpayment) USDA FINANCING**Why wait to build when you can move right into this NEARLY NEW 2023 home in the sought-after Hammock Reserve community of Haines City. This beautifully maintained 4-bedroom, 2-bath single-story residence offers modern finishes, an OPEN-CONCEPT DESIGN, and an UNBEATABLE LOCATION-just under a mile from Highway 27 and close to Davenport School of the Arts. From the moment you arrive, you'll appreciate the PAVER DRIVEWAY AND WALKWAY, as well as the welcoming covered front patio that create charming curb appeal. Inside, the OPEN FLOOR PLAN seamlessly connects the Living room, Dining area, and Kitchen-perfect for everyday living and entertaining. CERAMIC TILE FLOORING runs throughout the main living areas for a clean, modern look and easy maintenance, while a stylish ceiling fan adds a contemporary touch to the Living Room. Sliding glass doors lead to a cozy patio and backyard-ideal for grilling or relaxing outdoors. The heart of the home is the STUNNING KITCHEN, featuring sleek QUARTZ COUNTERTOPS, crisp white cabinetry, stainless steel appliances, a spacious pantry closet, and a large center island with breakfast bar seating-perfect for casual dining and gathering with family and friends. The private Primary Suite offers a PEACEFUL RETREAT with a well-appointed en-suite bath complete with dual sinks, a step-in shower, and a private water closet. A GENEROUS 11x8 WALK-IN CLOSET completes the Primary en suite. Three additional bedrooms-each comfortably sized and carpeted-share a full bath with a shower/tub combination. A CONVENIENT LAUNDRY ROOM near the kitchen includes a STORAGE BUMP-OUT, and an additional hall linen closet nearby provides extra organization. With a LOW HOA, residents of Hammock Reserve enjoy access to community amenities including a RESORT-STYLE POOL, playground, and dog park-perfect for fun and relaxation close to home. Location is everything, and this home delivers. You're JUST MINUTES from Posner Park, Lake Eva Community Park, and world-famous Central Florida attractions, theme parks, and entertainment. Enjoy effortless commuting with EASY ACCESS to Highway 27 and I-4, making trips to Orlando or Tampa quick and convenient. This MOVE-IN-READY home offers the perfect combination of modern style, everyday comfort, and convenience. Schedule your private showing today and discover why Hammock Reserve is one of Haines City's FASTEST-GROWING COMMUNITIES!

Full Property Details for 4928 Mainsail St

General

  • Price: $318,000
  • HOA FEE: $58/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $6,669 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: O6381405
  • Updated: 3/26/2026
  • Added to Site: 101 day(s) ago

Rental Information

  • Min. Lease: 7 Months

Interior

  • Number of Rooms: 9
  • Interior Features: Ceiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Furnishings: Unfurnished
  • Flooring: Carpet, Ceramic Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup

Exterior

  • Exterior Features: Irrigation System, Lighting, Sidewalk
  • Deck/Patio: Covered, Front Porch, Patio
  • Porch/Patio/Deck: Covered, Front Porch, Patio

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Driveway

Location

  • Area: 33844 - Haines City/Grenelefe
  • County: Polk
  • Development Name: 33844 - Haines City/Grenelefe
  • Subdivision: HAMMOCK RESERVE PH 3
  • Driving Directions: From I-4 W, use the 2nd from the right lane to take exit 48 for Polk 557 Cnty/Winter Hvn toward Lake Alfred, use the left lane to take the ramp to Co Rd 557/State Rd 557, at the traffic circle, take the 3rd exit onto Co Rd 557/State Rd 557, turn left onto Haines City Rd/Old Polk City Rd, turn right onto Prado Grande Ave, turn right onto Yarian Dr, continue straight onto Bernard Blvd, turn left onto Whitney Wy, turn right onto Maddie Dr, turn right onto Mainsail St, Home will be on the right.
  • Direction Faces: Southwest

School Information

  • Elementary School: Dundee Elem
  • Middle School: Boone Middle
  • High School: Ridge Community Senior High

Community

  • Community Name: 33844 - Haines City/Grenelefe
  • Community Features: Community Mailbox, Deed Restrictions, Dog Park, Playground, Pool, Sidewalks
  • Association: Yes
  • Assoc. Name: Prime Community Management/Victor Astrada
  • Assoc. Fees Include: Internet
  • Pet Restrictions: Buyer to verify pet restrictions with HOA and/or city/county

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable TV Available, Electricity Connected, Public, Sewer Connected, Street Lights, Water Connected

Structural Information

  • Builder: Meritage Homes
  • Exterior Const.: Block, Stucco
  • Roof: Shingle
  • Windows: Blinds, Double Pane Windows
  • Stories/Levels: One
  • Square Feet: 1,660
  • Sq. Ft. Source: Public Records
  • Year Built: 2023

Lot Features

  • Lot Size (Acres): 0.11
  • Lot Size (Sq. Ft.): 4,587
  • Lot Size: 4587
  • Frontage: Street Paved
  • Street/Road Desc.: Paved

Financial Considerations

  • Association Fee: $175
  • Assoc Fee Freq.: Quarterly
  • Assoc Fee Desc.: Required
  • CDD: Yes
  • Tax Amount: $6,669
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: HAMMOCK RESERVE PHASE 3 PB 196 PGS 8-18 BLOCK 6 LOT 19
  • Flood Zone Info: X
  • APN: 262724489504006190
  • Property ID: 262724489504006190
  • Block/Lot/Section: 6

Listed by Wemert Group Realty Llc

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Listing agents

— 4928 Mainsail St —

  • Wemert Group Realty Llc

  • Wemert Group Realty Llc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 4928 Mainsail St

School District:Polk County School District
NameGradesDistance
Horizons Elementary School
1700 Forest Lake Drive, Davenport, FL 33837
PK-53.9 mi
Shelley S. Boone Middle School
225 South 22nd Street, Haines City, FL 33844
6-83.1 mi
Ridge Community High School
500 Orchid Drive, Davenport, FL 33837
9-123.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 4928 Mainsail St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/26/2026
Price Reduced
$318,000
-0.62%
MLS
2/12/2026
Listed
$320,000
6.99%
MLS
11/16/2023
Sold
$299,100
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 4928 Mainsail St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,936
-41%
$246,137
-3%
2024
$6,688
84%
$253,051
360%
2023
$3,640
—
$55,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Wemert Group Realty Llc

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4928 Mainsail Street, Haines City, FL 33844 (MLS# O6381405) is a Single Family property with 4 bedrooms and 2 full bathrooms. 4928 Mainsail Street is currently listed for $318,000 and was received on February 12, 2026. Want to learn more about 4928 Mainsail Street? Do you have questions about finding other Single Family real estate for sale in Haines City? You can browse all Haines City real estate or contact a Coldwell Banker agent to request more information.

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