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Property Description
Emerald Waters Village is one of my favorite coastal neighborhoods in Miramar Beach! Upon entering the gated community, you immediately see the beautiful landscaped grounds and stunning coastal architectural designs of the homes . The community has a number of open landscaped common areas with benches, and it also features two refreshing swimming pools for your enjoyment. As you drive up to 137 St. Francis Drive, you see a two story home with columns, a covered porch, and an upstairs private balcony. It has four bedrooms and 3 full baths. As you enter the driveway on beautiful stone pavers, which the sidewalk also features, you see that you have a one car garage available for you. Large double doors open up the entrance way into a large open living room with tons of natural light, and a spacious dinning area. As you look around in the family room you see high ceilings, and a Shiplap feature wall, and plenty of furniture for your family and guest. You notice very quickly that this home has been well maintained. The kitchen is large with an abundance of cabinets and countertop area, which features four barstools a large kitchen table and pantry. On the first floor you also have a full bathroom and spacious bedroom with double closets. You can walk out of the kitchen into the laundry room, which has access to the back patio with stone pavers, outdoor furniture and a gas grill. Beautiful cherry wood stairways take you up to the second floor! Upstairs you have two guest bedrooms with cherry wood flooring, walk in closets and a Jack and Jill full bathroom. The Master Suite is very spacious, with a large walk in closet and opens up to a private balcony for your relaxing time. The Master Bathroom has double vanity's a separate tile shower and a whirlpool tub. All of this along with being located just across the street from your private beach access to Destin's pristine beaches, equals a true hidden jewel. If you looking for a great rental producing property or a secondary home at the beach, 137 St. Francis checks off all the right boxes! Call for your private showing!
Full Property Details
Full Property Details for 137 N St Francis Dr
General
- Price: $1,080,000
- Taxes: $7,564 (2025)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 1000561
- Updated: 4/18/2026
- Added to Site: 4 day(s) ago
Rental Information
- Complex Features: Short Term Rental - Allowed, Deed Access, Gated Community, Pool
Interior
- Number of Rooms: 12
- Interior Features: Ceiling Crwn Molding, Lighting Recessed, Owner's Closet, Pantry, Washer/Dryer Hookup
- Appliances: Auto Garage Door Opn, Dishwasher, Dryer, Microwave, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
- Furnishings: Furnished - All
- Flooring: Floor Hardwood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Additional Information
- Pool: Yes
- Pool Description: Pool Type
Exterior
- Exterior Features: Balcony, BBQ Pit/Grill, Fenced Back Yard, Shower
- Porch/Patio/Deck: Deck Covered, Patio Open, Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 1
Location
- Area: 15 - Miramar/Sandestin Resort
- County: Walton
- Subdivision: EMERALD WATERS VILLAGE
- Driving Directions: From Hwy 98 go South on Holiday Road. Emerald Waters Village, down on the left. Go into Emerald Waters Village entrance, then turn left onto St Francis North. The home will be down on the left.
School Information
- Elementary School: Van R Butler
- Middle School: Emerald Coast
- High School: South Walton
Community
- Association: Yes
- Assoc. Fees Include: Accounting, Master Association, Recreational Faclty
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Ceiling Fans, Central Air
- Heating Type: Central
- Heating/Cooling: Central, Ceiling Fans, Central Air
Utilities
- Sewer: Public Sewer
- Utility Description: Electric, Public Water, TV Cable
Structural Information
- Architectural Style: Beach House
- Construction: Frame, Siding CmntFbrHrdBrd
- Exterior Const.: Frame, Siding CmntFbrHrdBrd
- Stories/Levels: 2
- Square Feet: 2,502
- Sq. Ft. Source: County PA Records
- Year Built: 2005
Lot Features
- Lot Size (Acres): 0.07
- Lot Size (Sq. Ft.): 3,049.2
- Lot Dimensions: 45 x 69
- Frontage: Private Road
- Street/Road Desc.: Paved
- Zoning: Resid Single Family
Financial Considerations
- Assessment Amount: $590
- Tax Amount: $7,564.26
- Tax Year: 2025
Disclosures and Reports
- Legal Description: Lot 24, EMERALD WATERS VILLAGE, according to the plat thereof, as recorded in Plat Book 13, Pages 27 and 27A, of the Public Records of Walton County, Florida
- APN: 29-2S-21-42970-000-0240
- Property ID: 29-2S-21-42970-000-0240
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Schools
Schools serving 137 N St Francis Dr
School District:Walton County School District
| Name | Grades | Distance |
|---|---|---|
Van R. Butler Elementary School 6694 West County Highway 30A, Santa Rosa Beach, FL 32459 | K-5 | 7.2 mi |
Emerald Coast Middle School 4019 US Highway 98 East, Santa Rosa Beach, FL 32459 | 6-8 | 16 mi |
South Walton High School 645 Greenway Trail, Santa Rosa Beach, FL 32459 | 9-12 | 11.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 137 N St Francis Dr
Date
Details
Price
Change
Source
4/18/2026
Listed
$1,080,000
126.18%
MLS
1/15/2014
Sold
$477,500
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 137 N St Francis Dr
Year
Property Taxes
Change
Tax Assessment
Change
2024
$7,954
—
$837,152
-14%
2024
$7,954
5%
$978,480
-1%
2023
$7,605
32%
$986,983
62%
2021
$5,769
-14%
$609,772
-25%
2022
$6,684
16%
$810,775
53%
2021
$5,769
15%
$529,617
9%
2019
$5,008
5%
$486,759
10%
2018
$4,757
19%
$442,508
10%
2017
$3,987
1%
$402,280
2%
2016
$3,932
3%
$392,980
4%
2015
$3,829
21%
$376,692
9%
2014
$3,171
1%
$344,279
2%
2013
$3,141
—
$339,191
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 137 N St Francis Dr
137 N St Francis Drive, Miramar Beach, FL 32550 (MLS# 1000561) is a Single Family property with 4 bedrooms and 3 full bathrooms. 137 N St Francis Drive is currently listed for $1,080,000 and was received on April 18, 2026. Want to learn more about 137 N St Francis Drive? Do you have questions about finding other Single Family real estate for sale in Miramar Beach? You can browse all Miramar Beach real estate or contact a Coldwell Banker agent to request more information.

