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$407,500
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Property Description
Home is on 2 lots and will require double dues. Lot with home water and sewer fees are $207.50 a quarter (no meters) and the other lot requires water and sewer fees of $83 per quarter (no meters). Personal property and boat is negotiable. Starcraft 1700 Fish and Ski boat-fiberglass two tone white and blue. Yamaha 90HSPWR outboard motor~ 4 years old max of 75 hours of use. Oil changed on the lower transom and motor oil w filter. Rack and pinion steering linkage replaced. Lowrance depth finder, 3-battery charging system. Electric trolling motor that mounts on bow tip. Poles for raising seat in front for fishing. Running lights, life jackets Pair of water skis and tow rope. EZ Loader trailer with new tires and spare. Shock absorbing motor support for longer trips. New boat cover with center support pole Asking $12,500 EM to Security First Title in Rockford. Only Winnebago/Stephenson County contracts. Gate passes required for all agents and guests. Over 4,000 square feet WITH PARTIAL LAKE VIEWS, HEATED 3-CAR GARAGE and backs up to Cardinal Park for additional privacy! Built with quality 2x6 construction, this spacious home welcomes you with a grand foyer and features hardwood flooring and abundant natural light from Andersen windows throughout. The large kitchen offers an island, pantry, TONS OF CABINET SPACE, and opens seamlessly to the family room-perfect for everyday living and entertaining. Enjoy vaulted ceilings, THREE FIREPLACES, an additional living room, and a formal dining room overlooking the deck and backyard. The upper level features four generously sized bedrooms, while the main-level flex room can serve as a fifth bedroom or home office. The finished lower level includes a wet bar/kitchenette and offers extensive storage space. Step outside to a beautifully designed Japanese garden with walking stones and a deck complete with a built-in gas line for grilling. Additional highlights include a HEATED 3-CAR GARAGE, zoned heating and cooling, and a smart thermostat. Furnace and C/A (2020), Ideally located in the heart of Lake Summerset-this home truly has it all! Enjoy access to all of the community amenities Lake Summerset has to offer! Located in the gated Lake Summerset community-known for its 285-acre stocked lake-residents enjoy two beaches, marinas, a heated pool, splash pad, tennis, pickleball, disc golf, a dog park, playgrounds, and year-round events. It looks great! Within walking distance to pool, splash pad, bocce, pickle ball and tennis courts. Just 30 minutes from Rockford, Freeport, and Monroe WI, and 90 minutes from Chicago via I-90. This is a MUST SEE!
Full Property Details
Full Property Details for 659 Southgate Dr
General
- Sold For: $407,500
- HOA FEE: $196/month
- HOA FEE FREQ.: Yearly
- Taxes: $8,674 (2024)
- Status: Closed
- Type: Single Family
- Source: 2606
- MLS ID: 202601991
- Added to Site: 52 day(s) ago
Interior
- Interior Features: Bar-Wet, Book Cases Built In, Ceiling Fan(s), Water Filtration System, Whirlpool Tub, Window Treatments
- Fireplace: Yes
- Fireplace(s): Gas
- Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Cooktop, Wall Oven, Washer, Water Softener
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 5
Parking
- Attached garage: Yes
- Garage Spaces: 3
- Garage Description: Attached
Location
- Area: Stephenson County
- County: Stephenson
- Subdivision: IL
School Information
- School District: Dakota 201
- Elementary School: Dakota 201
- Middle School: Dakota 201
- High School: Dakota 201
Community
- Gated community: Yes
- Assoc. Fees Include: Pool Access, Water Access, Clubhouse
Heating & Cooling
- Cooling Type: Central Air, Zoned
- Water Heater: Natural Gas
Utilities
- Sewer: City/Community
- Water: City/Community
Structural Information
- Architectural Style: Tri/Quad/Multi-Level
- Exterior Const.: Brick/Stone, Vinyl
- Basement: Yes
- Basement Desc.: Finished
- Roof: Shingle
- Square Feet: 4,305
- Year Built: 1993
Lot Features
- Frontage: County/City Road
Water Features
- Water Front Desc.: City/Community
Financial Considerations
- Price Per Sq. Ft.: $94.66
- For Sale/Rent/Lease: For Sale
- Association Fee: $2,350
- Assoc Fee Freq.: Yearly
- Tax Amount: $8,674
- Tax Year: 2024
Disclosures and Reports
- Ownership: Fee Simple
- Legal Description: LOTS 658 & 659 SEC 4 COBBLEHILL SUB LSS
- Flood plain: Yes
Listed by Best Realty
Sold by NorthWest Illinois Alliance of REALTORS®
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Schools
Schools serving 659 Southgate Dr
School District:Dakota Community Unit School District 201
| Name | Grades | Distance |
|---|---|---|
Dakota Elementary School 400 Campus Drive, Dakota, IL 61018 | PK-6 | 7.9 mi |
Dakota Jr Sr High School 300 Campus Drive, Dakota, IL 61018 | 7-12 | 7.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 659 Southgate Dr
Date
Details
Price
Change
Source
5/26/2026
Sold
$407,500
-1.81%
MLS
4/11/2026
Listed
$415,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
659 Southgate Drive, Lake Summerset, IL 61019 (MLS# 202601991) is a Single Family property that was sold at $407,500 on May 26, 2026. Want to learn more about 659 Southgate Drive? Do you have questions about finding other Single Family real estate for sale in Lake Summerset? You can browse all Lake Summerset real estate or contact a Coldwell Banker agent to request more information.

