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$149,000
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Property Description
Discover the perfect opportunity to build your dream home on this desirable Chain O'Lakes waterfront lot, offering sixty feet of water frontage along a wide, deep channel. Just minutes by boat from Pistakee Lake, this location provides year-round enjoyment, including boating, kayaking, canoeing, hunting, fishing, bird watching, swimming, water skiing, and tubing during the summer months. In winter, take advantage of snowmobiling, ice skating, ice fishing, and nearby Wilmot Mountain for skiing and snow tubing. The lot features a newer steel seawall, mature trees, and a level landscape, ensuring easy construction. A private water company supplies the area, eliminating the need for a well. Seller will include previously approved building plans from 2007 as part of the sale. Buyer is responsible for their own due diligence. The seller is motivated and open to all offers, making this a rare chance to own a piece of waterfront paradise.
Full Property Details
Full Property Details for 609 Monterrey Terrace
General
- Price: $149,000
- Taxes: $1,412 (2023)
- Status: Active
- Type: Lots/Land
- Source: MRED
- MLS ID: 12464903
- Updated: 9/11/2025
- Added to Site: 135 day(s) ago
Interior
- Basement: None
Additional Information
- Other Features: School Bus Service, Commuter Train, Flood Zone
Parking
- Parking Features: Gravel
Location
- Area: Holiday Hills / Johnsburg / McHenry / Lakemoor /
- County: Lake
- Township: Grant
- Subdivision: Round Hill
- Driving Directions: 12 N to FOX LAKE RD LEFT TO BROADWAY LEFT to MONTERREY RIGHT
- Location Details: Channel Front, Waterfront, Water View
School Information
- School District: 114
- Elem School District: 114
- Midd School District: 114
- High School District: 124
- Elementary School: Lotus School
- Middle School: Stanton School
- High School: Grant Community High School
- Private School: Grant Community High School
Utilities
- Sewer: Septic Needed
- Water: Private
- Onsite: Electricity Nearby, Natural Gas Nearby
Structural Information
- Basement Desc.: None
- Square Feet: 0.18
Lot Features
- Lot Size (Acres): 0.18
- Lot Size (Sq. Ft.): 8,150
- Lot Size Range: Less than .25 Acre
- Lot Dimensions: 60 x 140 x 60 x 143
- Frontage: Public Road
- Frontage Feet: 60
- Street/Road Desc.: Asphalt
- Potential Use: Single Family
- Zoning: SINGL
- Lot Description: Pond/Lake, Wooded
Water Features
- Water Front: Yes
- Water Front View: Back of Property
Financial Considerations
- Tax Amount: $1,412.22
- Tax Year: 2023
- Pays Sewer: Septic Needed
Disclosures and Reports
- Ownership: Fee Simple
- Property ID: 5043010180000
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Schools
Schools serving 609 Monterrey Terrace
School Districts:Fox Lake Grade School District 114, Grant Community High School District 124
| Name | Grades | Distance |
|---|---|---|
Lotus School 29067 W Grass Lake Rd, Spring Grove, IL 60081 | PK-4 | 1.8 mi |
Stanton School 101 Hawthorne Lane, Fox Lake, IL 60020 | 5-8 | 2.1 mi |
Grant Community High School 285 East Grand Avenue, Fox Lake, IL 60020 | 9-12 | 2.2 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 609 Monterrey Terrace
Date
Details
Price
Change
Source
9/05/2025
Listed
$149,000
198%
MLS
2/12/2023
Sold
$50,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 609 Monterrey Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,412
19%
$17,083
6%
2023
$1,183
3%
$16,093
24%
2022
$1,148
—
$12,998
6%
2021
$1,150
5%
$12,252
1%
2020
$1,099
—
$12,077
4%
2019
$1,099
-38%
$11,581
-36%
2018
$1,779
5%
$18,163
8%
2017
$1,702
-1%
$16,788
9%
2016
$1,718
5%
$15,354
7%
2015
$1,639
2%
$14,328
—
2014
$1,609
-2%
$14,328
2%
2013
$1,648
12%
$14,093
-8%
2012
$1,476
—
$15,237
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 609 Monterrey Terrace
609 Monterrey Terrace, McHenry, IL 60050 (MLS# 12464903) is a Lots/Land property with a lot size of 0.18 acres. 609 Monterrey Terrace is currently listed for $149,000 and was received on September 05, 2025. Want to learn more about 609 Monterrey Terrace? Do you have questions about finding other Lots/Land real estate for sale in McHenry? You can browse all McHenry real estate or contact a Coldwell Banker agent to request more information.

