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Property Description
Tucked into the exclusive Thornwood Reserve, this upscale SeBern residence is a rare private retreat set on a beautifully wooded 1/3-acre lot. With over 6,300 square feet of thoughtfully designed living space, this home seamlessly blends luxury, privacy, and everyday functionality-perfect for buyers who crave tranquil views and an open, light-filled layout. A grand foyer sets the tone, flanked by a dedicated home office with HIGH CEILINGS and custom built-ins-ideal for today's work-from-home lifestyle-and an elegant formal dining room with bay window, nook for buffet and paneled walls. The dramatic two-story living room anchors the home, featuring a striking see-through fireplace and a soaring wall of windows that frame peaceful wooded views, creating a seamless connection to nature. The open kitchen is designed for both entertaining and daily living, offering white cabinetry, a large granite island with seating, hidden pantry, updated appliances, and a sun-filled breakfast area. It flows effortlessly into the inviting hearth room, surrounded by windows on three sides and anchored by a fireplace, with direct access to the newer deck overlooking the private backyard-your own wooded escape. A spacious main floor bedroom, Full first floor bath and AMAZING mudroom/laundry room with custom builtins round out the first level. Upstairs you will find three bedrooms including the primary suite that is a true sanctuary, complete with a sitting room, fireplace, custom walk-in DREAM closet, and a SPA-INSPIRED bath featuring dual vanities, a jetted tub, and an oversized walk-in shower with multiple jets. The secondary bedrooms each enjoy their own en-suite baths. The full walkout basement with high ceilings and tons of natural light, significantly expands the living space with a massive family and recreation areas, custom bar, wine cellar, 5th bedroom and full bath Plus storage and exercise areas too. This floor plan is perfect for entertaining or multigenerational living. Recent updates include a newer roof, newer HVAC, new deck, patio and firepit, updated appliances, and more. Enjoy the privacy of a wooded setting while remaining just minutes from Randall Road shopping and dining, charming downtown St. Charles, and highly rated St. Charles schools. Residents also enjoy access to Thornwood's pool and clubhouse amenities. A rare opportunity to own a private, nature-surrounded home just minutes from shops, restaurants, groceries and parks!
Full Property Details
Full Property Details for MLS# 12550344
General
- Price: $1,075,000
- HOA FEE: $45/month
- HOA FEE FREQ.: Quarterly
- Taxes: $22,750 (2024)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12550344
- Updated: Today (2/12/2026)
- Added to Site: Today
Rental Information
- Complex Features: Clubhouse, Park, Pool, Tennis Court(s), Lake, Street Lights
Interior
- Basement: Finished, E
- Interior Features: Cathedral Ceiling(s), 1st-Floor Bedroom, In-Law Floorplan, 1st-Floor Bath, Built-in Features, Walk-In Closet(s), Pantry
- Fireplace: Yes
- Number of Fireplaces: 4
- Fireplace(s): Family Room, Living Room, Master Bedroom, Basement, Double Sided, Gas Log, Gas Starter
- Appliances: Double Oven, Microwave, Dishwasher, Refrigerator, Bar Fridge, Disposal, Stainless Steel Appliance(s), Wine Refrigerator, Humidifier
- Flooring: Hardwood
Rooms
Bathrooms
- Total Bathrooms: 5
- Full Bathrooms: 5
- Basement Baths: Yes
- Bathroom Features: Whirlpool, Separate Shower, Double Sink, Full Body Spray Shower
Bedrooms
- Total Bedrooms: 5
Additional Information
- Equipment: Security System, Intercom, Ceiling Fan(s), Sump Pump, Lawn Sprinkler
- Other Features: School Bus Service, Commuter Train
Exterior
- Exterior Features: Fire Pit
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 3.5
- Total Spaces: 3
- Parking Features: Concrete, Garage Door Opener, Heated Garage, Yes, Garage Owned, Attached, Garage
Location
- Area: South Elgin
- County: Kane
- Township: St. Charles
- Subdivision: Thornwood Reserve
- Driving Directions: Randall to Silver Glen west to Reserve north to home
School Information
- School District: 303
- Elem School District: 303
- Midd School District: 303
- High School District: 303
- Elementary School: Ferson Creek Elementary School
- Middle School: Thompson Middle School
- High School: St Charles North High School
- Private School: St Charles North High School
Community
- Assoc. Fees Include: Insurance
- Mgmt. Company: Thornwood HOA
Heating & Cooling
- Cooling Type: Central Air Conditioning, Zoned
- Heating Type: Natural Gas, Forced Air, Sep Heating Systems - 2+
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Info: French Provincial
- Architectural Style: French Provincial
- Model: Sebern Custom
- Construction: Brick, Stone
- Exterior Const.: Brick, Stone
- Basement: Yes
- Basement Desc.: Finished, Exterior Entry, Full, Walk-Out Access
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Sub-Flooring: Hardwood
- Square Feet: 6,518
- Sq. Ft. Source: Estimated
- Year Built: 2003
Manufactured Home
- Model: Sebern Custom
Lot Features
- Lot Size (Acres): 0.3562
- Lot Size Range: .25 to .49 Acre
- Lot Dimensions: 15675
- Lot Features: Nature Preserve Adjacent, Landscaped, Wooded
Financial Considerations
- Association Fee: $135
- Assoc Fee Freq.: Quarterly
- Parking Included: Yes
- Assessment Year: 2003
- Tax Amount: $22,750
- Tax Year: 2024
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Fee Simple with Homeowners Association
- Property ID: 905302005
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Schools
Schools serving MLS# 12550344
School District:St. Charles Community Unit School District 303
| Name | Grades | Distance |
|---|---|---|
Ferson Creek School 38W160 Bolcum Rd, St. Charles, IL 60175 | K-5 | 1.4 mi |
Thompson Middle School, St. Charles, IL 705 W Main St, St. Charles, IL 60174 | 6-8 | 4.8 mi |
St Charles North High School 255 Red Gate Rd, St. Charles, IL 60175 | 9-12 | 2.7 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for MLS# 12550344
Date
Details
Price
Change
Source
2/12/2026
Listed
$1,075,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for MLS# 12550344
MLS# 12550344, South Elgin, IL 60177 (MLS# 12550344) is a Single Family property with 5 bedrooms and 5 full bathrooms. MLS# 12550344 is currently listed for $1,075,000 and was received on February 12, 2026. Want to learn more about MLS# 12550344? Do you have questions about finding other Single Family real estate for sale in South Elgin? You can browse all South Elgin real estate or contact a Coldwell Banker agent to request more information.

