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$2,100,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 4 Full Baths
  • 1 Partial Bath
  • 5,040 Sq. Ft.
  • 2 Car Garage
  • Updated 1 day ago

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Open House: 11:00 AM - 3:00 PM

Saturday 1/17 11:00 AM - 3:00 PM

3590 S River Terrace,Edgewater, MD 21037

3590 S River TerraceEdgewaterMD21037

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  • Open House: 11:00 AM - 3:00 PM

    Sunday 1/18 11:00 AM - 3:00 PM

    3590 S River Terrace,Edgewater, MD 21037
    3590 S River TerraceEdgewaterMD21037
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Experience refined waterfront living in this completely reimagined home located in the coveted Loch Haven community, perfectly positioned on the protected waters of Pocahontas Creek with approximately 4 feet of mean low water and just seconds from the South River. This exceptional property offers the ideal blend of serene privacy, premier boating access, and sophisticated design. The home has been meticulously renovated from top to bottom and showcases an expansive open-concept layout designed to maximize both water views and natural light. In addition to the stunning cosmetic transformation, the home features major recent improvements including a brand-new roof, two new HVAC systems, and a newer water heater, offering true peace of mind. At the heart of the home is a stunning gourmet kitchen featuring a large statement island, Thermador stainless steel appliances, quartz countertops, custom tile backsplash, and a picture window perfectly framing the waterfront scenery. The kitchen flows seamlessly into the family room, highlighted by a linear fireplace with shiplap surround and custom mantel, and continues into the sun-drenched dining area wrapped in walls of windows. The main level also offers a thoughtfully designed mudroom with built-in lockers, a laundry room, a stylish powder room, and a generously sized private office. Throughout the home, you'll find luxury wide-plank flooring, reinforcing the home's cohesive, high-end aesthetic. The primary suite is a true waterfront retreat, offering water views, a sitting area, a private fireplace, and a spa-inspired bath with a freestanding soaking tub, oversized walk-in shower, and double vanity. Two additional spacious bedrooms and a beautifully updated full bath complete the second level. The third floor provides incredible flexibility with a fourth bedroom featuring water views, an additional flex space or fifth bedroom/office, and a newly remodeled full bath-ideal for guests or multi-generational living. The lower level offers a recreation room, gym, full bathroom, ample storage, and utility space-perfect for both everyday living and entertaining. Outdoor living is nothing short of spectacular. The dining area opens to a deck with glass railings that flows down to a waterside patio with a dramatic stone fireplace, creating a resort-like setting for entertaining or relaxing by the water. The professionally maintained grounds are supported by the irrigation system, and the private pier features a 10,000 lb boat lift and kayak storage, making this a true boater's dream. With a flat, usable waterfront lot, protected deep water, and luxurious upgrades throughout, this is a rare opportunity to own a turn-key waterfront home in one of the area's most desirable communities. The Loch Haven community offers an exceptional waterfront lifestyle with a private sandy beach, community marina with boat ramp, playground (tot lot), basketball and tennis courts, and scenic walking trails. Residents also enjoy a vibrant calendar of family and adult social events, creating a true sense of community and an unbeatable place to live, relax, and connect.

Full Property Details for 3590 S River Terrace

General

  • Price: $2,100,000
  • Taxes: $13,615 (2025)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDAA2134244
  • Updated: 1/14/2026
  • Added to Site: 1 day(s) ago

Interior

  • Rooms/Areas: Dining Room, Primary Bedroom, Sitting Room, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Exercise Room, Laundry, Mud Room, Office, Recreation Room, Storage Room, Utility Room, Primary Bathroom, Full Bath, Half Bath
  • Interior Features: Bathroom - Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Carpet, Ceiling Fan(s), Combination Kitchen/Living, Crown Moldings, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Wainscotting, Walk-in Closet(s), Water Treat System, Window Treatments, Wine Storage
  • Fireplace: Yes
  • Number of Fireplaces: 2
  • Fireplace(s): Gas/Propane, Mantel(s)
  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Oven - Self Cleaning, Oven/Range - Gas, Range Hood, Refrigerator, Six Burner Stove, Stainless Steel Appliances, Stove, Washer, Water Conditioner - Owned, Water Heater

Rooms

Bathrooms

  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Upper 2 - Full Baths: 1
  • Upper Floor Baths: 3
  • Upper - Full Baths: 3
  • Main Floor Baths: 1
  • Main - 1/2 Baths: 1
  • Lower Floor Baths: 1
  • Lower - Full Baths: 1

Bedrooms

  • Total Bedrooms: 5
  • Bedrooms Upper: 5
  • Bedrooms-Up2: 2

Other Rooms

  • Laundry: Dryer In Unit, Has Laundry, Hookup, Main Floor, Washer In Unit

Exterior

  • Exterior Features: Extensive Hardscape, Exterior Lighting, Lawn Sprinkler, Underground Lawn Sprinkler
  • Porch/Patio/Deck: Deck(s), Patio(s)

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 6
  • Parking Type: Attached Garage, Driveway, On Street
  • Garage Description: Garage - Front Entry, Additional Storage Area, Built In, Inside Access, Oversized

Location

  • County: ANNE ARUNDEL
  • Subdivision: LOCH HAVEN
  • Driving Directions: GPS
  • Location Details: Creek/Stream

School Information

  • School District: Anne Arundel County Public Schools
  • Elementary School: Central
  • Middle School: Central
  • High School: South River

Community

  • Pets Allowed: Yes
  • Pets: No Pet Restrictions

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric, Propane - Owned
  • Water Heater: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Well
  • Dist. to Water: 100 Feet

Structural Information

  • Architectural Style: Coastal
  • Structure Type: Detached
  • Builder: Whitehall Building & Co
  • Construction: Cement Siding, HardiPlank Type
  • Basement: Yes
  • Basement Entrance: Yes
  • Basement Desc.: Full, Heated, Improved, Interior Access, Outside Entrance, Poured Concrete, Side Entrance, Sump Pump, Walkout Stairs, Windows
  • Foundation: Concrete Perimeter
  • Stories/Levels: 4
  • Stories Description: Lower 1, Main, Upper 1, Upper 2
  • Square Feet: 5,040
  • Sq. Ft. Source: Estimated
  • Living Area: 4,600 Sq. Ft.
  • Finished Above Grnd: 3,600 Sq. Ft.
  • Finished Below Grnd: 1,000 Sq. Ft.
  • Year Built: 2002
  • Year Built Source: Assessor
  • Property Condition: Excellent

Unit Information

Unit 1

  • Bathrooms-Lower: 1

Lot Features

  • Property View: Creek/Stream
  • Lot Size (Acres): 0.3
  • Lot Size (Sq. Ft.): 13,281
  • Lot Size Source: Assessor
  • Zoning: R5
  • Lot Description: Cleared, Fishing Available, Front Yard, Level, Open, Premium, Rear Yard, Bulkheaded, SideYard(s), Stream/Creek

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Navigable Water: Yes
  • Water Access: Yes
  • Water Access Desc: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed
  • Water Front Type: Creek/Stream
  • Water Front Name: Pocahontas Creek
  • Dock/Slip Conveys: Yes
  • Docks: 1
  • Power Boats: 1
  • Non-Power Boats: 1

Financial Considerations

  • Price Per Sq. Ft.: $583.33
  • Other Fee: $95
  • Other Fee Freq.: Annually
  • Assessment Year: 2025
  • County Tax: $13,189
  • County Tax Freq: Annually
  • Tax w/Assessment: $1,211,067
  • Tax Amount: $13,615
  • Tax Year: 2025
  • Tax Total Finished Sq. Ft.: 3600

Disclosures and Reports

  • Ownership: Fee Simple
  • Exclusions: Jet Ski Left
  • Inclusions: Boat Lift
  • Section: 2
  • Lot Number: 16R

Listed by EXP Realty, LLC, Colleen M Smith

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Listing agent

— 3590 S River Terrace —

  • Colleen M Smith

    EXP Realty, LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3590 S River Terrace

School District:Anne Arundel County Public Schools
NameGradesDistance
Central Elementary School, Edgewater, MD
130 Stepney Ln, Edgewater, MD 21037
K-52.1 mi
Central Middle School, Edgewater, MD
221 Central Avenue East, Edgewater, MD 21037
6-81.7 mi
South River High School
201 Central Avenue East, Edgewater, MD 21037
9-121.9 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3590 S River Terrace Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/14/2026
Listed
$2,100,000
833.33%
MLS
8/13/2001
Sold
$225,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3590 S River Terrace

Year
Property Taxes
Change
Tax Assessment
Change
2025
$9,952
13%
$1,211,067
9%
2023
$8,796
—
$1,108,033
10%
2023
$8,796
-16%
$1,005,000
—
2022
$10,502
10%
$1,005,000
—
2018
$9,557
12%
$1,005,000
-2%
2021
$8,515
3%
$1,021,000
4%
2020
$8,248
5%
$981,767
4%
2019
$7,833
2%
$942,533
4%
2018
$7,699
1%
$903,300
2%
2017
$7,606
1%
$882,267
2%
2016
$7,514
—
$861,233
3%
2015
$7,483
1%
$840,200
—
2014
$7,390
—
$840,200
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by EXP Realty, LLC, Colleen M Smith

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3590 S River Terrace, Edgewater, MD 21037 (MLS# MDAA2134244) is a Single Family property with 5 bedrooms, 4 full bathrooms and 1 partial bathroom. 3590 S River Terrace is currently listed for $2,100,000 and was received on January 14, 2026. Want to learn more about 3590 S River Terrace? Do you have questions about finding other Single Family real estate for sale in Edgewater? You can browse all Edgewater real estate or contact a Coldwell Banker agent to request more information.

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