706 Saint James Terrace, Havre de Grace, MD 21078 - Photo 1

1/1

$244,900

Sold
Closed
Single Family
3 Beds
1 Full Bath
2,052 Sq. Ft.

1/1

Property Description

Single family rancher on a corner lot with a fenced backyard, large unfinished basement and a ton of potential. Needs work and sold as is but well worth the time and the effort. This gem is priced to sell. Check the comps. Located on a quiet street with only local traffic. This would make an excellent addition to a rental portfolio for the long term, a great opportunity to fix an flip for the short term and provide instant sweat equity for the owner occupant looking to build wealth. There is something for everyone here. Don't miss your opportunity.

Full Property Details

Full Property Details for 706 St James Terrace

General

Sold For: $244,900
Taxes: $2,818 (2024)
Status: Closed
Type: Single Family
Source: BrightMLSMidAtlantic
MLS ID: MDHR2043566
Added to Site: 231 day(s) ago

Interior

Rooms/Areas: Living Room, Bedroom 2, Bedroom 3, Kitchen, Attic
Interior Features: Attic, Kitchen - Country, Entry Level Bedroom, Wood Floors, Floor Plan - Traditional

Rooms

Bathrooms

Total Bathrooms: 1
Full Bathrooms: 1
Main Floor Baths: 1
Main - Full Baths: 1

Bedrooms

Total Bedrooms: 3
Bedrooms Main & Up: 3
Bedroom 1: Bedroom 2 - Flooring - Carpet, 11 x 7, Main
Bedroom 2: Bedroom 3 - Flooring - Carpet, 11 x 10, Main

Other Rooms

Living Room: Living Room - Flooring - Carpet, 19 x 11, Main
Kitchen: Kitchen - Flooring - Tile/Brick, 15 x 11, Main

Parking

Parking Type: Off Street

Location

Municipality: Havre de Grace
County: Harford
Development Name: St James Terrace
Subdivision: St James Terrace
Driving Directions: seemap
City Limits: Yes

School Information

School District: Harford County Public Schools

Heating & Cooling

Central air: Yes
Cooling Type: Ceiling Fan(s), Central A/C
Cooling Fuel: Electric
Heating Type: Forced Air
Heating Fuel: Central, Natural Gas
Water Heater: Natural Gas

Utilities

Sewer: Public Sewer
Water: Public
Utility Description: Cable TV Available

Structural Information

Architectural Info: Ranch/Rambler
Architectural Style: Ranch/Rambler
Structure Type: Detached
Construction: Aluminum Siding, Brick Front
Basement: Yes
Basement Desc.: Other
Foundation: Brick/Mortar
Roof: Asphalt
Walls/Ceilings: Dry Wall
Doors: Storm
Stories/Levels: 0
Stories Description: Lower 1, Main
Square Feet: 2,052
Sq. Ft. Source: Assessor
Living Area: 1,026 Sq. Ft.
Year Built: 1962
Year Built Source: Assessor
Property Condition: Below Average

Additional Structures

Other Structures: Shed

Lot Features

Lot Size (Acres): 0.2
Lot Size (Sq. Ft.): 8,750
Lot Size Source: Assessor
Zoning: R1

Financial Considerations

Price Per Sq. Ft.: $238.69
Assessment Year: 2025
City/TownTax: $1,048
City/TownTax Freq: Annually
County Tax: $1,769
County Tax Freq: Annually
Tax w/Assessment: $195,000
Tax Amount: $2,818
Tax Year: 2024
Terms: Bank Owned/REO
Tax Total Finished Sq. Ft.: 1026

Disclosures and Reports

Ownership: Fee Simple
Lot Number: 1

Listed by Berkshire Hathaway HomeServices PenFed Realty, Deric S Beckett
Sold by Remax Vision, Tracy L McCullough

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Listing agent

— 706 St James Terrace —

Deric S Beckett

Berkshire Hathaway HomeServices PenFed Realty

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Schools

Schools serving 706 St James Terrace

School District:Harford County Public Schools

Name	Grades	Distance
Meadowvale Elementary School 910 Graceview Drive, Havre de Grace, MD 21078	PK-5	0.6 mi
Havre De Grace Middle School 445 Lewis Lane, Havre de Grace, MD 21078	6-8	0.7 mi
Havre De Grace High School 445 Lewis Lane, Havre de Grace, MD 21078	9-12	0.7 mi

Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 706 St James Terrace

Date

Details

Price

Change

Source

10/17/2025

Sold

$244,900

—

MLS

9/13/2025

Price Reduced

$244,900

-3.92%

MLS

7/02/2025

Price Reduced

$254,900

-3.78%

MLS

6/01/2025

Listed

$264,900

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Total Baths
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706 Saint James Terrace, Havre de Grace, MD 21078 (MLS# MDHR2043566) is a Single Family property that was sold at $244,900 on October 17, 2025. Want to learn more about 706 Saint James Terrace? Do you have questions about finding other Single Family real estate for sale in Havre de Grace? You can browse all Havre de Grace real estate or contact a Coldwell Banker agent to request more information.

706 St James Terrace Havre de Grace, MD 21078