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$429,900 Sale Pending

  • For Sale
  • Pending
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,530 Sq. Ft.
  • 2 Car Garage
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Just 2 blocks from the beach, this fully renovated 2026 home offers the kind of lifestyle that makes Cove Point so desirable. With all permitted renovations completed in 2026, the home blends updated finishes, functional living space, and a location that puts you close to the water, beach area, and lighthouse. Inside, you'll find an open layout with updated flooring, recessed lighting, a bright modern kitchen with white cabinetry and stainless steel appliances, and two beautifully finished bathrooms with custom tile work. The home feels fresh and move-in ready throughout, with comfortable living spaces and nicely sized bedrooms. One of the standout features is the detached 2-story garage, offering exceptional flexibility for storage, workshop space, hobbies, or future finished use. The upper level is massive and adds a huge amount of usable space that is hard to find in this neighborhood. Set on a generously sized lot in a sought-after beach community, this property is a great opportunity to own a renovated home with rare bonus space in one of the most desirable areas on Elm Drive.

Full Property Details for 10955 Elm Dr

General

  • Price: $429,900
  • Taxes: $2,461 (2026)
  • Status: Pending
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDCA2026302
  • Updated: 5/4/2026
  • Added to Site: 28 day(s) ago

Interior

  • Interior Features: Bathroom - Walk-In Shower, Floor Plan - Open, Recessed Lighting, Upgraded Countertops
  • Appliances: Dishwasher, Oven/Range - Electric, Water Heater, Washer/Dryer Stacked, Stainless Steel Appliances, Refrigerator, Microwave

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Floor Baths: 2
  • Main - Full Baths: 2

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Main & Up: 3

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 2
  • Parking Type: Detached Garage, Driveway
  • Garage Description: Additional Storage Area

Location

  • County: CALVERT
  • Subdivision: COVE POINT
  • Driving Directions: Google Maps correct

School Information

  • School District: Calvert County Public Schools

Heating & Cooling

  • Cooling Type: Heat Pump(s)
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump - Electric BackUp
  • Heating Fuel: Electric
  • Water Heater: Electric

Utilities

  • Sewer: Holding Tank
  • Water: Well

Structural Information

  • Architectural Style: Cottage
  • Structure Type: Detached
  • Construction: Stick Built, Vinyl Siding
  • Foundation: Slab
  • Stories Description: Main
  • Square Feet: 1,530
  • Sq. Ft. Source: Estimated
  • Living Area: 1,530 Sq. Ft.
  • Finished Above Grnd: 1,530 Sq. Ft.
  • Year Built: 1960
  • Year Built Source: Estimated

Lot Features

  • Lot Size (Acres): 0.34
  • Lot Size (Sq. Ft.): 14,810
  • Lot Size Source: Estimated
  • Zoning: R

Water Features

  • Navigable Water: Yes
  • Water Access: Yes
  • Water Front Type: Bay

Financial Considerations

  • Price Per Sq. Ft.: $280.98
  • Assessment Year: 2025
  • County Tax: $2,051
  • County Tax Freq: Annually
  • Tax w/Assessment: $199,900
  • Tax Amount: $2,461
  • Tax Year: 2026

Disclosures and Reports

  • Ownership: Fee Simple
  • Lot Number: 16

Listed by EXP Realty, LLC, Robert Schou

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Listing agent

— 10955 Elm Dr —

  • Robert Schou

    EXP Realty, LLC

Listing Office Email: md.broker@exprealty.net

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 10955 Elm Dr

School District:Calvert County Public Schools
NameGradesDistance
Dowell Elementary School
12680 H G Trueman Road, Lusby, MD 20657
PK-53.9 mi
Southern Middle School, Lusby, MD
9615 H G Trueman Road, Lusby, MD 20657
6-83.5 mi
Patuxent High School
12485 Southern Connector Boulevard, Lusby, MD 20657
9-123.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 10955 Elm Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/19/2026
Listed
$429,900
-6.54%
MLS
10/07/2024
Sold
$460,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 10955 Elm Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,273
28%
$190,100
5%
2023
$1,771
—
$180,300
6%
2023
$1,771
1%
$170,500
1%
2022
$1,759
1%
$169,267
1%
2019
$1,750
206%
$168,033
1%
2021
$572
3%
$166,800
—
2020
$556
-71%
$166,800
—
2019
$1,939
-2%
$166,800
-1%
2018
$1,972
—
$167,900
—
2017
$1,969
279%
$167,900
—
2016
$519
-72%
$167,900
-1%
2015
$1,876
274%
$169,000
—
2014
$501
—
$169,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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with our affiliated lender
NMLS#: 1598647

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Listed by EXP Realty, LLC, Robert Schou

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10955 Elm Drive, Lusby, MD 20657 (MLS# MDCA2026302) is a Single Family property with 3 bedrooms and 2 full bathrooms. 10955 Elm Drive is currently listed for $429,900 and was received on April 28, 2026. Want to learn more about 10955 Elm Drive? Do you have questions about finding other Single Family real estate for sale in Lusby? You can browse all Lusby real estate or contact a Coldwell Banker agent to request more information.

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