178 Fern Loop Drive, Mc Henry, MD 21541 - Photo 1

1/1

$965,000

Sold
Closed
Single Family
5 Beds
4 Full Baths
1 Partial Bath
3,942 Sq. Ft.
Updated 14 hours ago

1/1

Property Description

Luxury golf-front living atop Wisp Resort! Situated along the 12th fairway of the prestigious Lodestone Golf Course, this 5-bedroom, 4.5-bath mountain retreat offers over 5,000 square feet of beautifully designed living space. Soaring wood-clad ceilings, expansive windows, and a floor-to-ceiling stone fireplace create a warm and inviting atmosphere throughout the open-concept main living area. Fireplace wood-burning equipped with gas starter for convenience. Easily converted into a propane fireplace. The spacious kitchen features custom cabinetry, granite countertops, dual islands with wet-bar/beverage cooler, and a seamless flow into the gathering spaces-perfect for entertaining! Great room features a proper built-in wet bar with plenty of cabinet space and wine chiller. The two generously sized primary suites enjoy peaceful golf course views, while multiple guest bedrooms and living areas provide room for family and friends. Outside you will find the best ferature of the house... A sprawling rear deck with a covered rustic stone fireplace overlooking the fairway, perfect for year-round enjoyment-rain or shine! Attached garage with tons of storage for outdoor toys, golf carts, or mower and a 220V car charger for electric-powered vehicles. An unbeatable location just minutes from Deep Creek Lake, Wisp skiing, hiking, dining, and four-season recreation. A premier mountain getaway with exceptional rental potential, or private retreat. Call today for details!

Full Property Details

Full Property Details for 178 Fern Loop Dr

General

Sold For: $965,000
HOA FEE: $77/month
HOA FEE FREQ.: Annually
Taxes: $9,486 (2025)
Status: Closed
Type: Single Family
Source: BrightMLSMidAtlantic
MLS ID: MDGA2012044
Added to Site: 133 day(s) ago

Interior

Rooms/Areas: Living Room, Dining Room, Primary Bedroom, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Foyer, Laundry, Primary Bathroom, Full Bath, Half Bath
Fireplace: Yes
Number of Fireplaces: 1

Rooms

Bathrooms

Total Bathrooms: 5
Full Bathrooms: 4
Half Bathrooms: 1
Upper Floor Baths: 4
Upper - Full Baths: 3
Upper - 1/2 Baths: 1
Main Floor Baths: 1
Main - Full Baths: 1

Bedrooms

Total Bedrooms: 5
Bedrooms Upper: 4
Bedrooms Main & Up: 1

Parking

Parking Type: Off Street, Driveway

Location

County: GARRETT
Subdivision: SANDY SHORES HEIGHTS
Driving Directions: From the Railey Realty office, turn left onto Sang Run Rd and continue 0.2 miles. Turn left onto Marsh Hill Rd and follow for 1.1 miles. Turn right onto Overlook Pass, then left onto Wisp Mountain Rd. Continue onto Sandy Shores Rd and turn right onto Fern Loop. Property will be on the right.

School Information

School District: Garrett County Public Schools
Elementary School: Call School Board
Middle School: Northern
High School: Northern Garrett

Community

Association: Yes
Assoc. Name: SHARON FRANTZ

Heating & Cooling

Central air: Yes
Cooling Type: Other, Heat Pump(s), Ceiling Fan(s), Central A/C
Cooling Fuel: Electric
Heating Type: Forced Air, Other
Heating Fuel: Propane - Metered
Water Heater: Propane

Utilities

Sewer: Public Sewer
Water: Public

Structural Information

Architectural Style: Cabin/Lodge, Log Home, Chalet
Structure Type: Detached
Construction: Frame, Log
Foundation: Permanent, Concrete Perimeter
Stories Description: Main, Upper 1
Square Feet: 3,942
Sq. Ft. Source: Assessor
Living Area: 3,670 Sq. Ft.
Finished Above Grnd: 3,670 Sq. Ft.
Year Built: 2008
Year Built Source: Assessor

Lot Features

Lot Size (Acres): 0.63
Lot Size (Sq. Ft.): 27,538
Lot Size Source: Assessor
Zoning: R

Financial Considerations

Price Per Sq. Ft.: $280.63
Association Fee: $925
Assoc Fee Freq.: Annually
Assessment Year: 2026
County Tax: $9,486
County Tax Freq: Annually
Tax w/Assessment: $847,867
Tax Amount: $9,486
Tax Year: 2025
Terms: Standard Sale
Tax Total Finished Sq. Ft.: 3670

Disclosures and Reports

Ownership: Fee Simple
Lot Number: 11

Listed by Railey Realty, Inc., Jonathan D Bell
Sold by Railey Realty, Inc., Michael N Kennedy

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Listing agent

— 178 Fern Loop Dr —

Jonathan D Bell

Railey Realty, Inc.

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Schools

Schools serving 178 Fern Loop Dr

School District:Garrett County Public Schools

Name	Grades	Distance
Accident Elementary School 534 Accident Bittinger Road, Accident, MD 21520	PK-5	7.5 mi
Northern Middle School, Accident, MD 371 Pride Parkway, Accident, MD 21520	6-8	10.1 mi
Northern Garrett High School 86 Pride Parkway, Accident, MD 21520	9-12	10.2 mi

Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 178 Fern Loop Dr

Date

Details

Price

Change

Source

8/28/2026

Sold

$965,000

-6.3%

MLS

5/29/2026

Listed

$1,029,900

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Valley Ridge Rd, Accident, MD 21520 - Photo 1

Just Listed

$85,000

Valley Ridge Rd Accident, MD 21520

Lots/Land
Active
Updated 1 day ago

4
Acres

Listed by Taylor-Made Deep Creek Sales, Danielle Luscombe

3496 Old Morgantown Rd W, Friendsville, MD 21531 - Photo 1

Just Listed

$369,900

3496 Old Morgantown Rd W Friendsville, MD 21531

Single Family
Active
Updated 1 day ago

3
Beds
2
Total Baths
2,944
Sq. Ft.

Listed by Railey Realty, Inc., Jonathan D Bell

111 Highview Rd, Swanton, MD 21561 - Photo 1

Just Listed

$329,000

111 Highview Rd Swanton, MD 21561

Mobile Home
Active
Updated 1 day ago

4
Beds
2
Total Baths
3,012
Sq. Ft.

Listed by Taylor-Made Deep Creek Sales, Jay L Ferguson

143 Church St, Deer Park, MD 21550 - Photo 1

Just Listed

$80,000

143 Church St Deer Park, MD 21550

Lots/Land
Active
Updated 2 days ago

1.46
Acres

Listed by Whitetail Properties Real Estate, LLC, Taylor Nitterhouse

Devils Half Acre Rd, Accident, MD 21520 - Photo 1

Price Reduced

-$4,100 (-5.19%)

$74,900

Devils Half Acre Rd Accident, MD 21520

Lots/Land
Active
Updated 2 days ago

11.58
Acres

Listed by Railey Realty, Inc., Nina A Beitzel

116 Bear Ridge Ct, Friendsville, MD 21531 - Photo 1

Price Reduced

-$40,000 (-11.46%)

$309,000

116 Bear Ridge Ct Friendsville, MD 21531

Single Family
Active
Updated 1 day ago

2
Beds
2
Total Baths
840
Sq. Ft.

Listed by Railey Realty, Inc., Jesse Thomas Shimrock

769 Myers Rd, Friendsville, MD 21531 - Photo 1

Price Reduced

-$28,000 (-8.56%)

$299,000

769 Myers Rd Friendsville, MD 21531

Single Family
Active
Updated 3 days ago

3
Beds
1
Total Bath
1,880
Sq. Ft.

Listed by Lake Homes Realty, LLC, Sheila L Howell

340 S Shore Rd, Swanton, MD 21561 - Photo 1

Price Reduced

-$110,900 (-8.8%)

$1,149,000

340 S Shore Rd Swanton, MD 21561

Single Family
Active
Updated 3 days ago

4
Beds
4
Total Baths
2,433
Sq. Ft.

Listed by Railey Realty, Inc., Jonathan D Bell

75 Fern Loop Dr, Mc Henry, MD 21541 - Photo 1

Sold

$860,000

75 Fern Loop Dr Mc Henry, MD 21541

Single Family
Closed

3
Beds
3
Total Baths
2,912
Sq. Ft.

Listed by Railey Realty, Inc., Kelsey Lynn Meyers and Railey Realty, Inc., Amy Skipper
Sold by Railey Realty, Inc., Nina A Beitzel

92 Westward Way, Mc Henry, MD 21541 - Photo 1

Sold

$890,000

92 Westward Way Mc Henry, MD 21541

Single Family
Closed
Updated 6 days ago

5
Beds
4
Total Baths
2,725
Sq. Ft.

Listed by Railey Realty, Inc., Richard B Orr
Sold by Taylor-Made Deep Creek Sales, Elizabeth S Spiker Holcomb

78 Southridge Ter, Mc Henry, MD 21541 - Photo 1

Sold

$1,055,000

78 Southridge Ter Mc Henry, MD 21541

Single Family
Closed

4
Beds
5
Total Baths
3,456
Sq. Ft.

Listed by Taylor-Made Deep Creek Sales, James Calvin Matthews
Sold by Railey Realty, Inc., Nick Fratz-Orr

130 Lodestone Wy, Mc Henry, MD 21541 - Photo 1

Sold

$850,000

130 Lodestone Wy Mc Henry, MD 21541

Single Family
Closed

4
Beds
3
Total Baths
2,512
Sq. Ft.

Listed by The KW Collective, Charlotte Savoy
Sold by Hyatt & Company Real Estate, LLC, Tina M. Hyatt

178 Fern Loop Drive, Mc Henry, MD 21541 (MLS# MDGA2012044) is a Single Family property that was sold at $965,000 on August 28, 2026. Want to learn more about 178 Fern Loop Drive? Do you have questions about finding other Single Family real estate for sale in Mc Henry? You can browse all Mc Henry real estate or contact a Coldwell Banker agent to request more information.

178 Fern Loop Dr Mc Henry, MD 21541