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$1,029,900 Just Listed

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 4 Full Baths
  • 1 Partial Bath
  • 3,942 Sq. Ft.
  • Updated 1 day ago
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Luxury golf-front living atop Wisp Resort! Situated along the 12th fairway of the prestigious Lodestone Golf Course, this 5-bedroom, 4.5-bath mountain retreat offers over 5,000 square feet of beautifully designed living space. Soaring wood-clad ceilings, expansive windows, and a floor-to-ceiling stone fireplace create a warm and inviting atmosphere throughout the open-concept main living area. Fireplace wood-burning equipped with gas starter for convenience. Easily converted into a propane fireplace. The spacious kitchen features custom cabinetry, granite countertops, dual islands with wet-bar/beverage cooler, and a seamless flow into the gathering spaces-perfect for entertaining! Great room features a proper built-in wet bar with plenty of cabinet space and wine chiller. The two generously sized primary suites enjoy peaceful golf course views, while multiple guest bedrooms and living areas provide room for family and friends. Outside you will find the best ferature of the house... A sprawling rear deck with a covered rustic stone fireplace overlooking the fairway, perfect for year-round enjoyment-rain or shine! Attached garage with tons of storage for outdoor toys, golf carts, or mower and a 220V car charger for electric-powered vehicles. An unbeatable location just minutes from Deep Creek Lake, Wisp skiing, hiking, dining, and four-season recreation. A premier mountain getaway with exceptional rental potential, or private retreat. Call today for details!

Full Property Details for 178 Fern Loop Dr

General

  • Price: $1,029,900
  • HOA FEE: $77/month
  • HOA FEE FREQ.: Annually
  • Taxes: $9,486 (2025)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: MDGA2012044
  • Updated: 6/3/2026
  • Added to Site: 6 day(s) ago

Interior

  • Rooms/Areas: Living Room, Dining Room, Primary Bedroom, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Foyer, Laundry, Primary Bathroom, Full Bath, Half Bath
  • Fireplace: Yes
  • Number of Fireplaces: 1

Rooms

Bathrooms

  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Upper Floor Baths: 4
  • Upper - Full Baths: 3
  • Upper - 1/2 Baths: 1
  • Main Floor Baths: 1
  • Main - Full Baths: 1

Bedrooms

  • Total Bedrooms: 5
  • Bedrooms Upper: 4
  • Bedrooms Main & Up: 1

Parking

  • Parking Type: Off Street, Driveway

Location

  • County: GARRETT
  • Subdivision: SANDY SHORES HEIGHTS
  • Driving Directions: From the Railey Realty office, turn left onto Sang Run Rd and continue 0.2 miles. Turn left onto Marsh Hill Rd and follow for 1.1 miles. Turn right onto Overlook Pass, then left onto Wisp Mountain Rd. Continue onto Sandy Shores Rd and turn right onto Fern Loop. Property will be on the right.

School Information

  • School District: Garrett County Public Schools
  • Elementary School: Call School Board
  • Middle School: Northern
  • High School: Northern Garrett

Community

  • Association: Yes
  • Assoc. Name: SHARON FRANTZ

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Other, Heat Pump(s), Ceiling Fan(s), Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Forced Air, Other
  • Heating Fuel: Propane - Metered
  • Water Heater: Propane

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Style: Cabin/Lodge, Log Home, Chalet
  • Structure Type: Detached
  • Construction: Frame, Log
  • Foundation: Permanent, Concrete Perimeter
  • Stories Description: Main, Upper 1
  • Square Feet: 3,942
  • Sq. Ft. Source: Assessor
  • Living Area: 3,670 Sq. Ft.
  • Finished Above Grnd: 3,670 Sq. Ft.
  • Year Built: 2008
  • Year Built Source: Assessor

Lot Features

  • Lot Size (Acres): 0.63
  • Lot Size (Sq. Ft.): 27,538
  • Lot Size Source: Assessor
  • Zoning: R

Financial Considerations

  • Price Per Sq. Ft.: $280.63
  • Association Fee: $925
  • Assoc Fee Freq.: Annually
  • Assessment Year: 2026
  • County Tax: $9,486
  • County Tax Freq: Annually
  • Tax w/Assessment: $847,867
  • Tax Amount: $9,486
  • Tax Year: 2025
  • Tax Total Finished Sq. Ft.: 3670

Disclosures and Reports

  • Ownership: Fee Simple
  • Lot Number: 11

Listed by Railey Realty, Inc., Jonathan D Bell

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Listing agent

— 178 Fern Loop Dr —

  • Jonathan D Bell

    Railey Realty, Inc.

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 178 Fern Loop Dr

School District:Garrett County Public Schools
NameGradesDistance
Accident Elementary School
534 Accident Bittinger Road, Accident, MD 21520
PK-57.5 mi
Northern Middle School, Accident, MD
371 Pride Parkway, Accident, MD 21520
6-810.1 mi
Northern Garrett High School
86 Pride Parkway, Accident, MD 21520
9-1210.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 178 Fern Loop Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/29/2026
Listed
$1,029,900
58.45%
MLS
4/26/2013
Sold
$650,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 178 Fern Loop Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$10,743
10%
$838,000
14%
2024
$9,757
15%
$734,733
16%
2023
$8,449
37%
$631,467
20%
2022
$6,169
-13%
$528,200
1%
2020
$7,053
1%
$523,767
2%
2020
$6,992
23%
$514,900
-1%
2017
$5,674
-15%
$519,333
1%
2019
$6,652
5%
$514,900
—
2018
$6,343
-1%
$514,900
-2%
2017
$6,431
—
$524,400
—
2016
$6,431
—
$524,400
—
2015
$6,461
-19%
$524,400
-19%
2014
$7,960
—
$651,400
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 178 Fern Loop Dr

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Listed by Railey Realty, Inc., Jonathan D Bell

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178 Fern Loop Drive, Mc Henry, MD 21541 (MLS# MDGA2012044) is a Single Family property with 5 bedrooms, 4 full bathrooms and 1 partial bathroom. 178 Fern Loop Drive is currently listed for $1,029,900 and was received on May 29, 2026. Want to learn more about 178 Fern Loop Drive? Do you have questions about finding other Single Family real estate for sale in Mc Henry? You can browse all Mc Henry real estate or contact a Coldwell Banker agent to request more information.

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