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$869,900
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Property Description
Experience refined coastal living at 122 N. Lake Drive-a nearly new waterfront residence nestled along the tranquil waters of Carter Creek in Stevensville's sought-after Tower Gardens community. With exclusive community beach access, a private boat launch, and close proximity to Romancoke Fishing Pier, this home is perfectly positioned to embrace the best of Eastern Shore living. Spanning over 2,200 square feet, this thoughtfully designed 3-bedroom, 2.5-bath home blends modern elegance with everyday functionality. The main level welcomes you with a spacious family room, a gourmet kitchen featuring quartz countertops and stainless steel appliances, a dining area, half bath, laundry room, and mud room. The open-concept layout is anchored by a stunning quartz chef's kitchen with an oversized island, ideal for both intimate gatherings and entertaining. Rich hardwood flooring enhances the main living spaces and continues into the serene primary suite. Upstairs, you'll find a convenient second family room, an exquisite primary suite with a large walk-in closet and beautifully appointed en-suite bath, along with two additional bedrooms and a full bathroom-offering space and flexibility for family or guests. Step outside to enjoy peaceful waterfront views of Carter Creek from your backyard. Whether paddle boarding, canoeing, or kayaking, you can fully embrace your own private waterfront retreat. Relax on the rear deck or unwind on the charming front porch, all set on a generous .44-acre homesite offering space, privacy, and lifestyle. A truly exceptional opportunity to own a turn-key waterfront home in one of Stevensville's most desirable communities-with no flood insurance required.
Full Property Details
Full Property Details for 122 N Lake Dr
General
- Sold For: $869,900
- HOA FEE: $13/month
- HOA FEE FREQ.: Annually
- Taxes: $5,257 (2025)
- Status: Closed
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDQA2016536
- Added to Site: 91 day(s) ago
Interior
- Rooms/Areas: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, 2nd Stry Fam Rm, Laundry, Mud Room, Bathroom 3, Primary Bathroom, Half Bath
- Interior Features: Bathroom - Walk-In Shower, Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Water Treat System, Wood Floors
- Appliances: Washer, Dryer, Refrigerator, Oven/Range - Electric, Range Hood, Stainless Steel Appliances, Dishwasher, Water Conditioner - Owned
- Flooring: Hardwood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
- Upper Floor Baths: 2
- Upper - Full Baths: 2
- Main Floor Baths: 1
- Main - 1/2 Baths: 1
Bedrooms
- Total Bedrooms: 3
- Bedrooms Upper: 3
Other Rooms
- Laundry: Main Floor
Additional Information
- Shared Amenities: Beach, Boat Ramp, Common Grounds, Water/Lake Privileges, Baseball Field, Tot Lots/Playground
- Security/Safety: Smoke Detector
Exterior
- Porch/Patio/Deck: Deck(s), Porch(es)
Parking
- Garage: Yes
- Garage Spaces: 2
- Total Spaces: 8
- Parking Type: Driveway, Attached Garage
- Garage Description: Garage - Front Entry
Location
- County: QUEEN ANNES
- Subdivision: TOWER GARDENS
- Driving Directions: Take MD-8 S turn Right onto Kent Point Rd, turn Right onto N. Lake, house will be on the Right
- Location Details: Creek/Stream
School Information
- School District: Queen Anne's County Public Schools
- Elementary School: Matapeake
- Middle School: Matapeake
- High School: Kent Island
Community
- Association: Yes
- Assoc. Name: TOWER GARDENS IMPROVEMENT ASSOCIATION
- Assoc. Fees Include: Common Area Maintenance
Heating & Cooling
- Central air: Yes
- Cooling Type: Central A/C
- Cooling Fuel: Electric
- Heating Type: Heat Pump(s)
- Heating Fuel: Electric
- Water Heater: Electric
Utilities
- Sewer: Public Sewer
- Water: Private
- Dist. to Water: 50 Feet
Structural Information
- Architectural Style: Colonial, Craftsman
- Structure Type: Detached
- Construction: Advanced Framing, Batts Insulation, Blown-In Insulation, Vinyl Siding
- Foundation: Crawl Space
- Roof: Architectural Shingle, Metal
- Stories Description: Main, Upper 1
- Square Feet: 2,240
- Sq. Ft. Source: Assessor
- Living Area: 2,240 Sq. Ft.
- Finished Above Grnd: 2,240 Sq. Ft.
- Year Built: 2023
- Year Built Source: Assessor
- Property Condition: Excellent
Lot Features
- Property View: Creek/Stream
- Lot Size (Acres): 0.45
- Lot Size (Sq. Ft.): 19,509
- Lot Size Source: Assessor
- Zoning: NC-1
- Lot Description: Stream/Creek
Water Features
- Water Front: Yes
- Water View: Yes
- Navigable Water: Yes
- Water Access: Yes
- Water Access Desc: Canoe/Kayak, Fishing Allowed
- Water Front Type: Creek/Stream
- Water Front Name: Carter Creek
Financial Considerations
- Price Per Sq. Ft.: $388.35
- Association Fee: $150
- Assoc Fee Freq.: Annually
- Assessment Year: 2026
- County Tax: $5,257
- County Tax Freq: Annually
- Tax w/Assessment: $589,900
- Tax Amount: $5,257
- Tax Year: 2025
- Terms: Standard Sale
- Tax Total Finished Sq. Ft.: 2240
Disclosures and Reports
- Ownership: Fee Simple
- Exclusions: free standing electric fireplace in primary bedroom
- Lot Number: 8
Listed by Compass, Gretchen V Wichlinski
Sold by Samson Properties, Kathleen Higginbotham
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Schools
Schools serving 122 N Lake Dr
School District:Queen Annes County Public Schools
| Name | Grades | Distance |
|---|---|---|
Matapeake Elementary School 651 Romancoke Road, Stevensville, MD 21666 | PK-5 | 5.8 mi |
Matapeake Middle School 671 Romancoke Road, Stevensville, MD 21666 | 6-8 | 5.7 mi |
Kent Island High School 900 Love Point Road, Stevensville, MD 21666 | 9-12 | 8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 122 N Lake Dr
Date
Details
Price
Change
Source
6/15/2026
Sold
$869,900
—
MLS
5/09/2026
Price Reduced
$869,900
-0.58%
MLS
4/06/2026
Listed
$875,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
122 N Lake Drive, Stevensville, MD 21666 (MLS# MDQA2016536) is a Single Family property that was sold at $869,900 on June 15, 2026. Want to learn more about 122 N Lake Drive? Do you have questions about finding other Single Family real estate for sale in Stevensville? You can browse all Stevensville real estate or contact a Coldwell Banker agent to request more information.

