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$625,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • Updated 1 day ago

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Open House: 1:00 PM - 3:00 PM

Saturday 2/7 1:00 PM - 3:00 PM

21133 Rio Oro Drive,Cornelius, NC 28031

21133 Rio Oro DriveCorneliusNC28031

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Coming Soon 2/6/26. Easy Lake Norman Living ! Welcome home to this inviting one-story cottage nestled on a private, large wooded lot across the street from the lake in the desirable Bahia Bay WATER community of Cornelius. A true lake neighborhood offering a community boat launch area with docks for fishing and water sports. Offering 2046 square feet of comfortable living space. This 3-bedroom, 2.5-bath home blends classic charm with serene lake-area living. Step inside to a light-filled living room featuring a cozy fireplace, flanking mirrored bookcases, skylights. The thoughtfully designed floor plan offers spacious bedrooms on the main level and seamless indoor-outdoor flow through doors leading to a screened porch and deck-perfect for relaxing while enjoying backyard fun and games. The kitchen is well-equipped with ample to the ceiling cabinetry, gas stove, stainless steel appliances. The home has privacy and zones. The Primary ensuite with updated primary bath, with dual sinks and walk in shower is located on one side of the home. Two bedrooms are located on the opposite side of the home. Spacious laundry room with washer dryer and built in ironing board. Expansive tiled Florida Room/Flex Room. Great potential for a 4th bedroom, game room,playroom, office. Outside, enjoy a level, private yard with mature trees, a circular driveway with RV or boat parking, and additional shed for storage.Adorable separate workshop/ art studio that is 216 square feet of personal space.

Full Property Details for 21133 Rio Oro Dr

General

  • Price: $625,000
  • HOA FEE: $6/month
  • HOA FEE FREQ.: Annually
  • Status: Active
  • Type: Single Family
  • Source: Charlotte_Regional_Realtor_Association
  • MLS ID: 4340378
  • Updated: 2/6/2026
  • Added to Site: 1 day(s) ago

Interior

  • Interior Features: Attic Stairs Pulldown
  • Fireplace: Yes
  • Fireplace(s): Living Room, Living Room
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Range, Exhaust Fan, Microwave, Oven, Refrigerator, Refrigerator with Ice Maker, Self Cleaning Oven, Washer, Washer/Dryer
  • Flooring: Carpet, Laminate, Tile, Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main - Full Baths: 2
  • Main - 1/2 Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Main & Up: 3

Other Rooms

  • Laundry: Inside, Laundry Room, Main Level

Additional Information

  • Shared Amenities: Lake Access, Picnic Area, Recreation Area, Street Lights

Parking

  • Parking Features: Circular Driveway, Driveway, RV Access/Parking

Location

  • County: Mecklenburg
  • Subdivision: Bahia Bay

School Information

  • Elementary School: Cornelius
  • Middle School: Bailey
  • High School: William Amos Hough

Community

  • Assoc. Name: Bahia Bay HOA

Heating & Cooling

  • Cooling Type: Ceiling Fan(s), Central Air
  • Heating Type: Central, Forced Air, Natural Gas

Utilities

  • Sewer: Septic Installed
  • Water: Community Well
  • Utility Description: Cable Available, Electricity Connected, Natural Gas

Structural Information

  • Architectural Style: Cottage
  • Construction: Site Built
  • Exterior Const.: Brick Partial, Vinyl
  • Roof: Architectural Shingle
  • Main/1st Level: 2,046 Sq. Ft.
  • Year Built: 1991

Lot Features

  • Street/Road Desc.: Concrete, Paved
  • Lot Features: Level, Open Lot, Private, Rolling Slope, Wooded, Views
  • Rcmdd Zoning: GR
  • Fencing (Description): Back Yard

Water Features

  • Water Front Name: Lake Norman

Financial Considerations

  • Association Fee: $75
  • Assoc Fee Freq.: Annually
  • Terms: Cash, Conventional, FHA, VA Loan

Disclosures and Reports

  • Restrictions: Manufactured Home Not Allowed, Subdivision
  • Property ID: 001-294-06
  • Lot Number: 28367-488

Listed by Lake Norman Realty, Inc.

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Listing agents

— 21133 Rio Oro Dr —

  • Lake Norman Realty, Inc.

  • Lake Norman Realty, Inc.

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 21133 Rio Oro Dr

School District:Charlotte-Mecklenburg Schools
NameGradesDistance
Cornelius Elementary
21126 Catawba Avenue, Cornelius, NC 28031
K-51.6 mi
Bailey Middle School
11900 Bailey Road, Cornelius, NC 28031
6-83.4 mi
William Amos Hough High
12420 Bailey Road, Cornelius, NC 28031
9-123.8 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 21133 Rio Oro Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/06/2026
Listed
$625,000
163.71%
MLS
5/24/2013
Sold
$237,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 21133 Rio Oro Dr

Year
Property Taxes
Change
Tax Assessment
Change
2023
$2,722
-24%
$421,300
—
2023
$3,582
46%
$421,900
44%
2022
$2,450
—
$292,100
—
2021
$2,450
—
$292,100
—
2020
$2,450
-1%
$292,100
—
2019
$2,484
21%
$292,100
55%
2018
$2,056
1%
$188,100
—
2017
$2,038
2%
$188,100
2%
2016
$2,001
2%
$185,000
—
2015
$1,970
—
$185,000
—
2014
$1,968
4%
$185,000
4%
2013
$1,892
—
$177,800
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 21133 Rio Oro Dr

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Lake Norman Realty, Inc.

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21133 Rio Oro Drive, Cornelius, NC 28031 (MLS# 4340378) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 21133 Rio Oro Drive is currently listed for $625,000 and was received on February 06, 2026. Want to learn more about 21133 Rio Oro Drive? Do you have questions about finding other Single Family real estate for sale in Cornelius? You can browse all Cornelius real estate or contact a Coldwell Banker agent to request more information.

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