Date
Details
Price
Change
Source
5/05/2026
Listed
$1,175,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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$1,175,000 Coming Soon
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Property Description
Welcome to an extraordinary Southern Living-inspired waterfront bungalow offering a rare blend of tranquility, luxury, and charm in pristine condition. Tucked away on a quiet, secluded road with only three homes, this exceptional property is surrounded by water and bordered by 25 acres of protected, unbuildable land, ensuring lasting privacy and breathtaking natural beauty. Ideally located less than an hour from Annapolis, Baltimore, Washington, D.C., and Northern Virginia-including Alexandria and Arlington-this home provides the perfect balance of peaceful waterfront living with easy access to major metropolitan conveniences. The 4-bedroom residence features 2 full baths and 2 half baths, with an open, airy design that captures stunning water views from virtually every window. The main level includes two bedrooms and showcases soaring cathedral ceilings, solid wood doors, and exceptional craftsmanship, while thoughtfully preserved elements from the original cottage add warmth, character, and a sense of nostalgia. The spacious kitchen is both elegant and functional, offering Silestone countertops, stainless steel appliances, white cabinetry, abundant counter space, a breakfast nook, and radiant heated flooring, with propane gas fueling both cooking and the home's heating system. The inviting family room centers around a striking fireplace and flows effortlessly onto a generous wraparound waterfront porch-perfect for relaxing or entertaining while taking in serene views. Built with quality and durability in mind, the home features a metal roof, Hardiplank exterior, and a warm, welcoming ambiance throughout. This is a true waterfront lifestyle property, where fishing, kayaking, boating, and crabbing are part of everyday life, and where comfort, craftsmanship, and natural beauty come together in perfect harmony.
Full Property Details
Full Property Details for 4005 Lloyd Bowen
General
- Price: $1,175,000
- Taxes: $7,436 (2025)
- Status: Coming Soon
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: MDCA2026454
- Updated: 5/5/2026
- Added to Site: 2 day(s) ago
- Expected Market Date: 5/10/2026
Interior
- Rooms/Areas: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Laundry, Loft, Bathroom 2, Primary Bathroom, Half Bath, Screened Porch
- Interior Features: Bathroom - Stall Shower, Bathroom - Walk-In Shower, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Country, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Water Treat System, Wood Floors, Built-Ins, Attic, Kitchen - Eat-In, Kitchen - Gourmet, Pantry
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Brick
- Appliances: Dishwasher, Dryer, Dryer - Electric, Exhaust Fan, Microwave, Oven - Self Cleaning, Oven/Range - Gas, Refrigerator, Six Burner Stove, Stainless Steel Appliances, Washer, Water Heater
- Flooring: Hardwood, Heated, Tile/Brick, Wood, Ceramic Tile, Slate
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 2
- Half Bathrooms: 2
- Upper Floor Baths: 2
- Upper - Full Baths: 1
- Upper - 1/2 Baths: 1
- Main Floor Baths: 2
- Main - Full Baths: 1
- Main - 1/2 Baths: 1
Bedrooms
- Total Bedrooms: 4
- Bedrooms Upper: 2
- Bedrooms Main & Up: 2
Other Rooms
- Laundry: Main Floor, Has Laundry
Exterior
- Exterior Features: Gutter System, Outside Shower, Private Beach, Other
- Porch/Patio/Deck: Porch(es), Screened, Wrap Around, Roof
Parking
- Total Spaces: 4
- Parking Features: Dirt Driveway, Shared Driveway, Unpaved
- Parking Type: Driveway, Other
Location
- County: CALVERT
- Driving Directions: GPS
- Direction Faces: Northeast
- Location Details: River
School Information
- School District: Calvert County Public Schools
Heating & Cooling
- Central air: Yes
- Cooling Type: Other, Ceiling Fan(s), Central A/C, Heat Pump(s)
- Cooling Fuel: Electric
- Heating Type: Heat Pump(s)
- Heating Fuel: Electric, Propane - Leased
- Water Heater: Electric
Utilities
- Sewer: Private Septic Tank
- Water: Well
- Dist. to Water: 50 Feet
- Utility Description: Electric Available, Propane, Water Available
Structural Information
- Architectural Style: Bungalow
- Structure Type: Detached
- Construction: Frame, Fiber Cement, HardiPlank Type, CPVC/PVC, Spray Foam Insulation, Stick Built
- Foundation: Crawl Space
- Roof: Metal
- Walls/Ceilings: 9'+ Ceilings, 2 Story Ceilings, Dry Wall, High, Cathed
- Windows: Wood Frame, Screens, Sliding
- Doors: Six Panel
- Stories Description: Main, Upper 1
- Square Feet: 2,818
- Sq. Ft. Source: Assessor
- Living Area: 2,818 Sq. Ft.
- Finished Above Grnd: 2,818 Sq. Ft.
- Year Built: 2009
- Year Built Source: Assessor
- Property Condition: Excellent
Lot Features
- Property View: Water, Trees/Woods, Scenic Vista, River, Panoramic
- Lot Size (Acres): 0.46
- Lot Size (Sq. Ft.): 19,950
- Lot Size Source: Assessor
- Street/Road Desc.: Gravel, Unimproved
- Zoning: RUR
- Lot Description: Fishing Available, Front Yard, Irregular, Landscaping, Level, No Thru Street, Premium, Rural, Secluded, Cleared, Adjoins - Open Space, Adjoins - Game Land, Flood Plain, Open, Rear Yard, SideYard(s), Vegetation Planting, Year Round Access
Water Features
- Water Front: Yes
- Water View: Yes
- Navigable Water: Yes
- Water Access: Yes
- Water Access Desc: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Private Beach, Sail, Swimming Allowed, Waterski/Wakeboard
- Water Front Type: River
- Water Front Name: Island Creek
Financial Considerations
- Price Per Sq. Ft.: $416.96
- Assessment Year: 2026
- County Tax: $7,026
- County Tax Freq: Annually
- Tax w/Assessment: $681,300
- Tax Amount: $7,436
- Tax Year: 2025
- Tax Total Finished Sq. Ft.: 2818
Disclosures and Reports
- Ownership: Fee Simple
Buyer's Brokerage Compensation: Contact Listing Agent
Not binding unless confirmed by separate agreement among applicable parties.
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— 4005 Lloyd Bowen —
(410) 562-3178 mobile
(410) 263-8686 office
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 4005 Lloyd Bowen
School District:Calvert County Public Schools
| Name | Grades | Distance |
|---|---|---|
Mutual Elementary School 1455 Ball Road, Port Republic, MD 20676 | PK-5 | 4.2 mi |
Southern Middle School, Lusby, MD 9615 H G Trueman Road, Lusby, MD 20657 | 6-8 | 5.2 mi |
Calvert High School 520 Fox Run Boulevard, Prince Frederick, MD 20678 | 9-12 | 10 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4005 Lloyd Bowen
Tax History
Tax History for 4005 Lloyd Bowen
Year
Property Taxes
Change
Tax Assessment
Change
2023
$6,138
—
$651,133
5%
2023
$6,138
—
$620,967
5%
2023
$6,138
2%
$590,800
2%
2022
$6,045
2%
$581,800
2%
2019
$5,909
-3%
$572,800
2%
2021
$6,091
—
$563,800
—
2020
$6,111
—
$563,333
—
2019
$6,093
-1%
$562,867
—
2018
$6,170
—
$562,400
—
2017
$6,167
6%
$562,400
—
2016
$5,828
-1%
$562,400
-1%
2015
$5,899
—
$569,700
—
2014
$5,897
—
$569,700
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4005 Lloyd Bowen
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4005 Lloyd Bowen, Saint Leonard, MD 20685 (MLS# MDCA2026454) is a Single Family property with 4 bedrooms, 2 full bathrooms and 2 partial bathrooms. 4005 Lloyd Bowen is currently listed for $1,175,000 and was received on May 05, 2026. This property is listed by Jeannine Wayson from our Annapolis Church Circle Office.Want to learn more about 4005 Lloyd Bowen? Do you have questions about finding other Single Family real estate for sale in Saint Leonard? You can browse all Saint Leonard real estate or contact a Coldwell Banker agent to request more information.