Welcome to the Coldwell Banker® Home Buying Process
You’ve made the decision to buy a new home. Congratulations!
The first step is to contact your local Coldwell Banker agent to begin the home buying process. If you are not already working with a Coldwell Banker agent, let our Agents & Offices Search assist you in finding one.
Here are five ways our agents are essential to home buying:
- Professional Guidance – Our agents provide step-by-step assistance to help you navigate the entire home buying process.
- Local Market Information – With deep insights into area trends, pricing and availability, Coldwell Banker agents help you make informed decisions.
- Negotiation Skills – Our agents are fearless advocates, equipped with data and strategies to negotiate the best deals for you.
- Time-Saving Convenience – We coordinate with trusted affiliates and partners in mortgage, title, insurance and home warranty to streamline the home buying process.
- Peace of Mind – Coldwell Banker agents handle unexpected challenges or delays with professionalism and clarity, to achieve a smooth experience.
Your agent can put you in contact with a Guaranteed Rate Affinity loan officer so you can secure a mortgage pre-approval before starting the house hunting process1. Although the pre-approval is not required, a mortgage pre-approval letter will demonstrate your financial strength and ability to go through with the purchase when you are ready to make an offer on a home.
Exploring Local Market Information
Access to local market information is critical during the home buying process. We have plenty of advice to help you choose the right home and the right neighborhood.
As the only source you’ll need, your Coldwell Banker agent can provide details on almost any homes for sale, including Coldwell Banker listings and all other Multiple Listing Service (MLS) listings. During this initial phase, your agent can also advise if a real estate attorney would be helpful in the purchase of your home.
Your Offer Has Been Accepted!
The purchase contract negotiation process, required down payments, building inspection contingency dates, etc. vary between regions. Consult with your Coldwell Banker agent to find out the immediate next steps. Timing is critical!
A One-Stop Shop Approach: From Contract to Closing
There are several details at this stage – and Coldwell Banker is here to help. Our exclusive One-Stop Shop affiliates and partners help make home-buying easy to navigate. From guidance with financing and title services to finding a home insurance policy tailored to your needs and advising about Assurant Home Warranty's highly recommended home warranty – our agents can help guide you through every step of the process. We partner with the best providers all under one roof to make real estate easy for you and ensure a smooth, streamlined experience.
What to Expect During the Home Closing Process
Closing is a formal process where all parties sign the necessary paperwork to complete the transaction and transfer the property’s title from the seller to you. The seller receives payment for the home, and you receive the house keys!
1Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.
Information provided is for educational purposes only. It should not be construed as financial or legal advice or instruction. Coldwell Banker and Guaranteed Rate Affinity do not guarantee or assume liability for the accuracy, completeness or timelines of the information. You should conduct additional research before making any mortgage related decisions.
Coldwell Banker and Guaranteed Rate Affinity, LLC share common ownership and because of this relationship the brokerage may receive a financial or other benefit. You are not required to use Guaranteed Rate Affinity, LLC as a condition of purchase or sale of any real estate.
Guaranteed Rate Affinity, LLC; NMLS #1598647; 1800 W Larchmont Ave, Chicago, IL 60613; 773-516-6900. For licensing information visit nmlsconsumeraccess.org and grarate.com/licensing. Equal Housing Lender. Conditions may apply. Operating in the state of New York as GR Affinity, LLC in lieu of the legal name Guaranteed Rate Affinity, LLC.